Personal loans in Bronwood, GA
By population, Bronwood sits at 440th in Georgia, with an estimated 315 residents. A lender serving Bronwood holds a Georgia licence and answers to a Georgia regulator; no city office is involved for its 315 residents.
The trend for Bronwood between 2020 and 2023 is downward by roughly 5.4%. Read the disclosure for an origination fee and any prepayment penalty before signing in Bronwood. When Georgia caps or restricts a product, lenders either change the terms or withdraw it from Bronwood as from the rest of the state. The closest larger place is Dawson, GA about 6 miles away.
Bronwood by the numbers
The figures below are Bronwood's own — Census population, land area and coordinates — followed by the Georgia rules.
- Population: about 315, ranked 440th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: About 5.4% below the 2020 Census base.
- Absolute change: 18 residents lost between 2020 and 2023.
- Size percentile: roughly 18% of Georgia places rank below Bronwood.
- Population density: 399 people per square mile on 0.8 square miles of land.
- Land area rank: Bronwood's 0.8 square miles rank 493rd of 536 places in Georgia.
- State share: roughly 0.0% of Georgia's residents live in Bronwood (315 people).
- National rank: Bronwood sits 14,941st by population among the 19,457 places in this dataset.
- Growth rank: Bronwood ranks 521st among Georgia's 536 places for the 2020-to-2023 change.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Bronwood's 5.4%.
- Density in Georgia: Bronwood ranks 332nd by people per square mile.
- Density in context: Bronwood's 399 people per square mile sit against a Georgia median of 536.
- Location: the Census Gazetteer records it at 31.8305, -84.3643.
- Nearest larger cities: Dawson (6 mi); Smithville (8 mi); Leesburg (13 mi); Plains (14 mi); Shellman (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Sasser (8 mi); Parrott (10 mi); De Soto (20 mi).
- Within a 50-mile radius: 10 smaller Census places.
- At 100 miles: 202 larger Census places fall inside that radius.
How lenders reach Bronwood
Bronwood is a lightly settled community of about 315 people, with 44 larger places inside a 50-mile radius. What is available to Bronwood's 315 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. The nearest larger city, Dawson, GA about 6 miles away.
Where Bronwood sits in Georgia
Among Georgia's 536 places, Bronwood sits at 440th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bronwood stands 521st among Georgia's 536 places — roughly the 3th percentile. At about 399 people per square mile, Bronwood is the 332nd most densely settled place in Georgia. The population moved by about 18 people between 2020 and 2023, a 5.4% shift.
A practical checklist for Bronwood borrowers
Before you hand your details to a lender in Bronwood, where the population is near 315:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Georgia licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
The process is identical across Georgia; what changes is your credit file, not the fact that Bronwood holds 315 people.
How Georgia law applies in Bronwood
Read the table as a lender's compliance picture for Bronwood: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Land, water and location for Bronwood
Inside Bronwood's boundaries lie about 0.8 square miles of land, with no significant water area recorded. That land carries about 399 people per square mile. The state's population centre of gravity, Atlanta, is roughly 134 miles away. Within 50 miles of Bronwood there are 44 larger Census places. The 100-mile radius contains 202 larger places.
Common questions
What are my options in Bronwood if my credit is poor?
What loan size can I expect in Bronwood?
Do I have to pledge anything to borrow in Bronwood?
Does comparing loans in Bronwood cost me credit score points?
Nearby places
- Dawson, GA — population 4,200
- Sasser, GA — population 270
- Smithville, GA — population 617
- Parrott, GA — population 106
- Plains, GA — population 552
- Leesburg, GA — population 3,553
- Shellman, GA — population 824
- Americus, GA — population 15,703