Personal loans in Bronaugh, MO
In Bronaugh, one of 937 Census places in Missouri, the figure to compare across lenders is the APR, not the advertised rate. Bronaugh lost roughly 0.6% of its population across the 2020-to-2023 comparison.
About 162 people live in Bronaugh, placing it 717th of 937 Census places in Missouri. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bronaugh loan. Which products a lender may offer to Bronaugh's 162 residents follows from the Missouri consumer-lending framework. The nearest larger city is Arcadia, KS about 9 miles away.
Borrowing in Bronaugh: the local picture
Most of what governs a Bronaugh loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 162 residents in Bronaugh (Vintage 2023 subcounty estimate), the 717th-largest figure among Missouri's 937 places.
- Population trend: About 0.6% below the 2020 Census base.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: bigger than about 23% of the places in Missouri, with 162 residents in Bronaugh.
- Population density: about 568 people per square mile (Census land area 0.3 sq mi).
- Land area: Bronaugh covers 0.3 square miles, the 720th-largest area among Missouri's 937 places.
- State share: roughly 0.0% of Missouri's residents live in Bronaugh (162 people).
- National rank: Bronaugh is 17,089th of 19,457 places nationwide.
- Growth rank: Bronaugh's 2020-to-2023 change ranks 596th of 937 places in Missouri.
- Against the state trend: Bronaugh's 0.6% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Bronaugh is the 590th most densely settled place in Missouri.
- Against the state median: Bronaugh runs about 568 residents per square mile, where the Missouri median is 743.
- Location: coordinates 37.6937, -94.4686 (US Census Bureau Gazetteer).
- Nearest larger cities: Arcadia (9 mi); Liberal (10 mi); Sheldon (10 mi); Nevada (12 mi); Mulberry (13 mi). Living near a larger metro rarely changes what is available in Bronaugh.
- Nearest smaller places: Moundville (5 mi); Milo (10 mi); Deerfield (10 mi).
- Smaller neighbours: 38 places smaller than Bronaugh sit within 50 miles.
- Larger places within 100 miles: 335.
How Bronaugh compares across Missouri
Among Missouri's 937 places, Bronaugh sits at 717th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Bronaugh ranks 596th of 937 in Missouri (about the 36th percentile). At about 568 people per square mile, Bronaugh is the 590th most densely settled place in Missouri. By land area, its 0.3 square miles rank 720th of 937 places in Missouri.
What a Bronaugh borrower is actually offered
Bronaugh is a small community of about 162 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bronaugh. A longer term lowers the monthly payment on a Bronaugh loan but raises total interest, so the smallest payment is not the cheapest loan.
Before you apply in Bronaugh
Before you hand your details to a lender in Bronaugh, where the population is near 162:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Missouri licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Bronaugh-specific: the same Missouri licensing and disclosure rules reach all 162 residents.
Borrowing reach in Bronaugh
Bronaugh is a moderately settled community of about 162 people, with 79 larger places inside a 50-mile radius. Distance to a branch rarely matters for Bronaugh's 162 residents: the application is online and the price follows your credit file. The nearest larger city, Arcadia, KS about 9 miles away.
How Missouri law applies in Bronaugh
Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Bronaugh lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
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What loan size can I expect in Bronaugh?
Do I have to pledge anything to borrow in Bronaugh?
Does comparing loans in Bronaugh cost me credit score points?
Nearby places
- Moundville, MO — population 77
- Liberal, MO — population 637
- Deerfield, MO — population 38
- Arcadia, KS — population 257
- Milo, MO — population 58
- Sheldon, MO — population 436
- Nevada, MO — population 8,262
- Mulberry, KS — population 410