Personal loans in Brocket, ND

The Census counts 31 people in Brocket, the 305th-largest figure among North Dakota's 355 places. Brocket shed about 3.1% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Brocket. The nearest larger city is Lakota, ND about 12 miles away. Rate ceilings, licensing requirements and product limits for Brocket are all set at the North Dakota level.

Brocket: the sourced local profile

What follows is Brocket's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: about 31, ranked 305th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 3.1% from 2020 to 2023.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: roughly 14% of North Dakota's places have fewer residents than Brocket's 31.
• Population density: about 41 people per square mile (Census land area 0.8 sq mi).
• Land area rank: Brocket's 0.8 square miles rank 144th of 355 places in North Dakota.
• Share of state population: Brocket's 31 residents are about 0.0% of North Dakota.
• National standing: Brocket ranks 19,212th of 19,457 US places.
• Growth rank: Brocket's 2020-to-2023 change ranks 261st of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Brocket's 3.1%.
• Density rank: Brocket places 328th among North Dakota's places by people per square mile.
• Density vs North Dakota: Brocket's 41 people per square mile compare with a state median of 352.
• Location: coordinates 48.2108, -98.3554 (US Census Bureau Gazetteer).
• Nearest larger cities: Lakota (12 mi); Edmore (15 mi); Crary (16 mi); Michigan City (17 mi); Adams (19 mi). Larger metros often have more branches, but online lenders reach Brocket on the same terms.
• Smaller communities close by: Lawton (6 mi); Fairdale (20 mi); Nekoma (25 mi), each with its own Census population profile.
• Within a 50-mile radius: 10 smaller Census places.
• Larger places within 100 miles: 144.

Brocket: area, density and distance

Brocket covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 41 people per square mile. The largest place in North Dakota, Fargo, lies about 117 miles away. Counting outward 50 miles, 44 larger communities surround Brocket. By land area it ranks 144th of 355 North Dakota places.

How a Brocket personal loan is priced

A Brocket personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 31 residents. A lender serving Brocket's 31 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Brocket loan is knowable in advance — unlike a revolving card balance.

Where Brocket sits in North Dakota

Against North Dakota's other places, Brocket accounts for about 0.0% of the state's population and ranks 305th of 355 by size. Its 2020-to-2023 change ranks 261st of 355 North Dakota places, putting it near the 26th percentile for growth. By density, at about 41 people per square mile, it ranks 328th in North Dakota. Between 2020 and 2023 the count changed by roughly 1 residents.

What to do before borrowing in Brocket

For Brocket's roughly 31 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across North Dakota; what changes is your credit file, not the fact that Brocket holds 31 people.

The state rulebook for Brocket

Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a Brocket lender must follow.