Personal loans in Broadus, MT

Personal loans in Broadus are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 469 population. Lenders active in Broadus report to a Montana supervisor, identified in the sourced rows below.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Broadus is one of 127 Census places in Montana; its 469 residents put it at 82nd. Begin with the payment, then weigh APR and total interest across the lenders that reach Broadus's 469 residents. A 2020-to-2023 comparison shows Broadus up by about 2.4%. For a bigger market, look to Colstrip, MT about 67 miles away.

The Broadus data picture

The figures below are Broadus's own — Census population, land area and coordinates — followed by the Montana rules.

Broadus: area, density and distance

Broadus covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,332 residents per square mile. For the state's biggest city, Billings, the distance is roughly 154 miles. A 50-mile radius around Broadus takes in 0 places that are larger. By land area it ranks 105th of 127 Montana places.

Montana rules behind a Broadus personal loan

Read the table as a lender's compliance picture for Broadus: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMontana Division of Banking and Financial Institutions (BFID), Department of Administration
Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)."
Montana Department of Administration, Division of Banking and Financial Institutions
as of 2026-09-16
Deferred deposit loan license requirement (MCA 31-1-705)A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department
Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department."
Montana Legislative Services Division (Montana Code Annotated)
as of 2026-09-16
Maximum legal interest rate (usury cap)Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt
Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%"
Montana Legislative Services Division (Montana Code Annotated)
as of 2026-09-16

Before you apply in Broadus

These steps shape the offer you get in Broadus, a place of about 469 people:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Model the payment on the calculator before a lender models it for you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Make sure the lender appears in the Montana regulator's licence list.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Be clear on what the loan is for and how it gets repaid.
  7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Broadus as elsewhere in Montana, the written terms — not the advertisement — are what count for its 469 residents.

What is available to Broadus borrowers

With about 1,332 residents per square mile, Broadus is moderately settled, and 0 larger Census places sit within 50 miles. What is available to Broadus's 469 borrowers is set by Montana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Colstrip, MT about 67 miles away.

Inside a Broadus personal loan

In Broadus, a small community of about 469, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Broadus lender to disclose the APR and finance charge before you sign. The term you choose in Broadus decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Broadus if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Broadus is the same as anywhere in Montana.
What loan size can I expect in Broadus?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Broadus?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Broadus cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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