Personal loans in Bristol, CT
The Census estimates 61,601 residents in Bristol, which ranks it 9th of 29 places in Connecticut. The 2020 count to the 2023 estimate shows about 1.2% growth in Bristol.
The roughly 61,601 people who live in Bristol borrow under Connecticut rules; city hall sets no personal-loan rate. To lend to Bristol's 61,601 residents, a company must hold a Connecticut licence, and each sourced row below names the regulator behind it. Verify the lender's Connecticut licence against the regulator named below before borrowing in Bristol. For a bigger market, look to New Britain, CT about 8 miles away.
Bristol: population, trend and location
Bristol is a mid-sized city; the notes below cover its population profile and the statewide rules that apply.
- Population: 61,601 residents; Bristol is the 9th-largest of 29 places in Connecticut (US Census Bureau, Vintage 2023).
- Population trend: About 1.2% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 754 residents.
- Size percentile: about 69% of Connecticut's Census places are smaller than Bristol.
- Density: the Census land area of 26.4 sq mi holds about 2,333 people per square mile.
- Land area rank: Bristol's 26.4 square miles rank 8th of 29 places in Connecticut.
- Water: Bristol holds about 0.40 square miles, the 16th-largest water area in Connecticut.
- State population share: Bristol accounts for about 4.5% of everyone in Connecticut.
- National rank: Bristol sits 620th by population among the 19,457 places in this dataset.
- Growth rank: Bristol's 2020-to-2023 change ranks 8th of 29 places in Connecticut.
- State comparison: Connecticut's places average +2.5% for 2020-to-2023, against Bristol's 1.2%.
- Density rank: Bristol is the 18th most densely settled place in Connecticut.
- Density vs Connecticut: Bristol's 2,333 people per square mile compare with a state median of 2,915.
- Location: 41.6816, -72.9407 (US Census Bureau Gazetteer).
- Nearest larger cities: New Britain (8 mi); Waterbury (10 mi); Hartford (15 mi); New Haven (26 mi); Danbury (34 mi). Online lenders reach Bristol no matter how far the nearest branch is.
- Smaller communities within reach: Meriden (13 mi); Litchfield (14 mi); Torrington (14 mi).
- Smaller places within 50 miles: 28 of them.
- Within 100 miles: 33 places are larger than Bristol.
What Connecticut law requires in Bristol
The rows below set out what a licensed lender must follow in Connecticut, and so for Bristol's roughly 61,601 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Connecticut Department of Banking Source says: "The Department of Banking considers payday loan companies as unlicensed small loan lenders". | Connecticut Department of Banking as of 2026-09-16 |
| Small-loan APR caps (§ 36a-558(d)) | Loans under $5,000: lesser of 36% APR or the Military Lending Act rate cap; loans $5,000–$50,000: 25% APR Source says: "an APR that exceeds the lesser of thirty-six per cent"; "an APR that exceeds twenty-five per cent". | Connecticut General Assembly — C.G.S. § 36a-558(d) (2026 Supplement) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum (consumer loans; statutory exceptions apply, e.g., banks, credit unions, small loan licensees) Source says: "charge, demand, accept or make any agreement to receive therefor interest at a rate greater than twelve per cent per annum". | Connecticut General Assembly — C.G.S. § 37-4 as of 2026-09-16 |
Bristol in state context
Bristol is the 9th-largest of 29 Census places in Connecticut and contains about 4.5% of the state's people. For population change between 2020 and 2023, Bristol ranks 8th of 29 in Connecticut (about the 72th percentile). By density, at about 2,333 people per square mile, it ranks 18th in Connecticut. Between 2020 and 2023 the count changed by roughly 754 residents.
A practical checklist for Bristol borrowers
Before you apply in Bristol, a community of about 61,601, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Connecticut regulator's records to confirm the lender is licensed here.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
The process is identical across Connecticut; what changes is your credit file, not the fact that Bristol holds 61,601 people.
Land, water and location for Bristol
The Census Gazetteer records 26.4 square miles of land and 0.40 square miles of water within Bristol. With 61,601 residents, the land area yields roughly 2,333 people per square mile. Bridgeport, the largest place in Connecticut, is about 37 miles from Bristol. Counting outward 50 miles, 8 larger communities surround Bristol. By land area it ranks 8th of 29 Connecticut places.
Lender access in Bristol
Bristol is fairly dense, with about 2,333 people per square mile and 8 larger places within 50 miles. Distance to a branch rarely matters for Bristol's 61,601 residents: the application is online and the price follows your credit file. The nearest bigger place is New Britain, CT about 8 miles away.
Common questions
What are my options in Bristol if my credit is poor?
What loan size can I expect in Bristol?
Do I have to pledge anything to borrow in Bristol?
Does comparing loans in Bristol cost me credit score points?
Nearby places
- New Britain, CT — population 74,080
- Waterbury, CT — population 114,990
- Meriden, CT — population 60,111
- Naugatuck, CT — population 31,820
- Torrington, CT — population 35,550
- Litchfield, CT — population 1,210
- Hartford, CT — population 119,669
- Bantam, CT — population 763