Personal loans in Briny Breezes, FL
For a borrower among the roughly 517 residents of Briny Breezes, a personal loan is a tool whose cost turns on the terms, not the address. Judge Briny Breezes offers on total cost, not on how quickly the money arrives. At about 517 residents, Briny Breezes is larger than roughly 10% of the places in Florida. Which products a lender may offer to Briny Breezes's 517 residents follows from the Florida consumer-lending framework. From the 2020 Census base to the 2023 estimate, the population rose by about 2.6%. Borrowers who want a bigger city can look to Ocean Ridge, FL about 2 miles away.
Where Briny Breezes stands
The figures below are Briny Breezes's own — Census population, land area and coordinates — followed by the Florida rules.
- Population: about 517 people live here, which puts Briny Breezes 369th of 411 Census places in Florida (Vintage 2023).
- Population trend: Roughly 2.6% more residents than the 2020 Census counted.
- People gained or lost: about 13 more since the 2020 base.
- Size percentile: Briny Breezes's 517 people outrank roughly 10% of the places in Florida.
- Density: the Census land area of 0.1 sq mi holds about 9,070 people per square mile.
- Land area rank: Briny Breezes's 0.1 square miles rank 409th of 411 places in Florida.
- Water: Briny Breezes holds about 0.05 square miles, the 310th-largest water area in Florida.
- State population share: Briny Breezes accounts for about 0.0% of everyone in Florida.
- National rank: Briny Breezes sits 13,026th by population among the 19,457 places in this dataset.
- Growth rank: Briny Breezes's 2020-to-2023 change ranks 217th of 411 places in Florida.
- Against the state trend: Briny Breezes's 2.6% change compares with a Florida average of +5.5% across its 411 places.
- Density rank: Briny Breezes places 15th among Florida's places by people per square mile.
- Density vs Florida: Briny Breezes's 9,070 people per square mile compare with a state median of 1,608.
- Location: mapped by the US Census Bureau at 26.5089, -80.0522.
- Nearest larger cities: Ocean Ridge (2 mi); Gulf Stream (2 mi); Boynton Beach (2 mi); Hypoluxo (4 mi); Delray Beach (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Golf (3 mi); Manalapan (4 mi); Glen Ridge (11 mi), each with its own Census population profile.
- Smaller neighbours: 7 places smaller than Briny Breezes sit within 50 miles.
- Within 100 miles: 113 places are larger than Briny Breezes.
Florida consumer-lending rules applied in Briny Breezes
Read the table as a lender's compliance picture for Briny Breezes: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
Briny Breezes on the map
Inside Briny Breezes's boundaries lie roughly 0.1 square miles of land and 0.05 square miles of water. Spread across it are roughly 9,070 residents per square mile. For the state's biggest city, Jacksonville, the distance is roughly 282 miles. A 50-mile radius around Briny Breezes takes in 87 places that are larger. By land area it ranks 409th of 411 Florida places.
The anatomy of a Briny Breezes personal loan
Most loans made to Briny Breezes's 517 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Briny Breezes's rank of 369th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Briny Breezes loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Briny Breezes against the rest of Florida
Among Florida's 411 places, Briny Breezes sits at 369th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Briny Breezes ranks 217th of 411 in Florida (about the 47th percentile). At about 9,070 people per square mile, Briny Breezes is the 15th most densely settled place in Florida. In land area, Briny Breezes ranks 409th among Florida's 411 places.
Borrowing reach in Briny Breezes
At roughly 9,070 people per square mile, Briny Breezes is densely built; 87 larger places lie within 50 miles. A Florida licence lets a lender serve Briny Breezes without a local office, so branch density does not change what its 517 residents are offered. For a larger market, the closest option is Ocean Ridge, FL about 2 miles away.
Common questions
What are my options in Briny Breezes if my credit is poor?
What loan size can I expect in Briny Breezes?
Do I have to pledge anything to borrow in Briny Breezes?
Does comparing loans in Briny Breezes cost me credit score points?
Nearby places
- Ocean Ridge, FL — population 1,841
- Gulf Stream, FL — population 968
- Boynton Beach, FL — population 81,267
- Golf, FL — population 265
- Hypoluxo, FL — population 2,823
- Manalapan, FL — population 429
- Delray Beach, FL — population 67,536
- Lantana, FL — population 12,086