Personal loans in Brighton, AL
For the 2,237 people in Brighton, Alabama runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. About 2,237 people live in Brighton, placing it 172nd of 462 Census places in Alabama. Brighton is a small community in Alabama, with an estimated 2,237 residents, and every licensed lender here follows the same state rulebook. Brighton lost roughly 4.2% of its population across the 2020-to-2023 comparison. Use the calculator on this page to price an amount and term before you commit in Brighton. Borrowers who want a bigger city can look to Midfield, AL about 2 miles away.
Brighton by the numbers
Set out below is Brighton's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 2,237 residents in Brighton (Vintage 2023 subcounty estimate), the 172nd-largest figure among Alabama's 462 places.
- Population trend: Roughly 4.2% fewer residents than the 2020 Census counted.
- People gained or lost: about 98 fewer since the 2020 base.
- Size percentile: bigger than about 63% of the places in Alabama, with 2,237 residents in Brighton.
- Land and density: 1.4 square miles of land carry roughly 1,581 residents per square mile.
- Land area: Brighton covers 1.4 square miles, the 392nd-largest area among Alabama's 462 places.
- Within Alabama: about 0.1% of the state's population lives in Brighton.
- National standing: Brighton ranks 7,231st of 19,457 US places.
- Growth rank: Brighton ranks 411th among Alabama's 462 places for the 2020-to-2023 change.
- Against the state trend: Brighton's 4.2% change compares with a Alabama average of +1.0% across its 462 places.
- Density in Alabama: Brighton ranks 16th by people per square mile.
- Density in context: Brighton's 1,581 people per square mile sit against a Alabama median of 259.
- Location: 33.4396, -86.9454 (US Census Bureau Gazetteer).
- Nearest larger cities: Midfield (2 mi); Fairfield (3 mi); Pleasant Grove (4 mi); Hueytown (5 mi); Bessemer (5 mi). Living near a larger metro rarely changes what is available in Brighton.
- Smaller places nearby: Lipscomb (1 mi); Sylvan Springs (8 mi); Mulga (8 mi).
- Smaller places within 50 miles: 45 of them.
- At 100 miles: 121 larger Census places fall inside that radius.
Where Brighton sits in Alabama
Brighton is the 172nd-largest of 462 Census places in Alabama and contains about 0.1% of the state's people. For population change between 2020 and 2023, Brighton ranks 411th of 462 in Alabama (about the 11th percentile). Its roughly 1,581 residents per square mile place it 16th among Alabama's places. Between 2020 and 2023 the count changed by roughly 98 residents.
What is available to Brighton borrowers
Brighton is a moderately settled community of about 2,237 people, with 59 larger places inside a 50-mile radius. Lenders licensed in Alabama reach Brighton's 2,237 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Midfield, AL about 2 miles away.
Alabama rules behind a Brighton personal loan
Alabama has no separate rate rule for Brighton; the sourced rows below are what reach every lender that serves its 2,237 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
The anatomy of a Brighton personal loan
In Brighton, a small community of about 2,237, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Brighton can be quoted different APRs on the same amount and term. Shortening the term on a Brighton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Brighton sits
Brighton's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,581 residents per square mile. For the state's biggest city, Huntsville, the distance is roughly 88 miles. Brighton has 59 larger places within a 50-mile radius. By land area it ranks 392nd of 462 Alabama places.
Common questions
What are my options in Brighton if my credit is poor?
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Does comparing loans in Brighton cost me credit score points?
Nearby places
- Lipscomb, AL — population 2,006
- Midfield, AL — population 4,960
- Fairfield, AL — population 9,582
- Pleasant Grove, AL — population 9,390
- Bessemer, AL — population 25,037
- Hueytown, AL — population 16,202
- Mulga, AL — population 766
- Maytown, AL — population 312