Personal loans in Bremen, KY

The Census estimates 172 residents in Bremen, which ranks it 384th of 416 places in Kentucky. State law, not city hall, decides what a lender may do to Bremen's roughly 172 residents, and a state regulator supervises it. Census figures put the 2020-to-2023 decrease in Bremen at about 1.1%. Borrowers who want a bigger city can look to Sacramento, KY about 4 miles away.

The Bremen data picture

Bremen is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 172 residents; Bremen is the 384th-largest of 416 places in Kentucky (US Census Bureau, Vintage 2023).
• Population trend: About 1.1% below the 2020 Census base.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Bremen's 172 people outrank roughly 8% of the places in Kentucky.
• Density: roughly 831 residents per square mile, spread over 0.2 sq mi of land.
• Land area: Bremen covers 0.2 square miles, the 356th-largest area among Kentucky's 416 places.
• Share of state population: Bremen's 172 residents are about 0.0% of Kentucky.
• National rank: Bremen is 16,913th of 19,457 places nationwide.
• Growth rank: Bremen's 2020-to-2023 change ranks 266th of 416 places in Kentucky.
• Versus Kentucky: the state average change is -0.2%, while Bremen moved 1.1%.
• Density rank: Bremen is the 259th most densely settled place in Kentucky.
• Density in context: Bremen's 831 people per square mile sit against a Kentucky median of 1,045.
• Location: the Census Gazetteer records it at 37.3637, -87.2222.
• Nearest larger cities: Sacramento (4 mi); Island (7 mi); Central City (7 mi); Powderly (9 mi); Livermore (10 mi). Living near a larger metro rarely changes what is available in Bremen.
• Smaller communities within reach: South Carrollton (5 mi); Rochester (21 mi); Woodbury (35 mi).
• Smaller neighbours: 4 places smaller than Bremen sit within 50 miles.
• Within 100 miles: 279 places are larger than Bremen.

The state rulebook for Bremen

Kentucky has no separate rate rule for Bremen; the sourced rows below are what reach every lender that serves its 172 people.

How Bremen compares across Kentucky

Set beside Kentucky's 416 places, Bremen ranks 384th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 266th of 416 Kentucky places, putting it near the 36th percentile for growth. By density, at about 831 people per square mile, it ranks 259th in Kentucky. Between 2020 and 2023 the count changed by roughly 2 residents.

Borrowing reach in Bremen

With about 831 residents per square mile, Bremen is moderately settled, and 68 larger Census places sit within 50 miles. Whether Bremen has a local branch or not, a Kentucky-licensed lender can serve its 172 people online on the same terms. For a larger market, the closest option is Sacramento, KY about 4 miles away.

A practical checklist for Bremen borrowers

For Bremen's roughly 172 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Kentucky regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

In Bremen as elsewhere in Kentucky, the written terms — not the advertisement — are what count for its 172 residents.

Inside a Bremen personal loan

Bremen is a small community of about 172 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Bremen loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Bremen loan but raises total interest, so the smallest payment is not the cheapest loan.