Personal loans in Breaux Bridge, LA
Lenders active in Breaux Bridge report to a Louisiana supervisor, identified in the sourced rows below.
Two households in Breaux Bridge with comparable incomes can still be offered different rates; the city's 7,500 residents are not the reason. The Census counts 7,500 people in Breaux Bridge, the 44th-largest figure among Louisiana's 302 places. Population in Breaux Bridge dropped about 0.1% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Breaux Bridge lender. The nearest larger city is Carencro, LA about 8 miles away.
Borrowing in Breaux Bridge: the local picture
Breaux Bridge is a small town; the notes below cover its population profile and the statewide rules that apply.
- Population: about 7,500 people live here, which puts Breaux Bridge 44th of 302 Census places in Louisiana (Vintage 2023).
- Population trend: About 0.1% below the 2020 Census base.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: with 7,500 residents, Breaux Bridge is larger than about 85% of Louisiana's Census places.
- Density: the Census land area of 7.7 sq mi holds about 972 people per square mile.
- Land area rank: Breaux Bridge's 7.7 square miles rank 52nd of 302 places in Louisiana.
- Water area: Breaux Bridge has 0.18 square miles of water, ranking 30th of 302 places in Louisiana.
- Share of state population: Breaux Bridge's 7,500 residents are about 0.4% of Louisiana.
- National rank: Breaux Bridge is the 3,828th most populous of the 19,457 Census places covered here.
- Growth in Louisiana: Breaux Bridge stands 57th by percentage change from 2020 to 2023, among 302 places.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Breaux Bridge's 0.1%.
- Density rank: Breaux Bridge is the 83rd most densely settled place in Louisiana.
- Density vs Louisiana: Breaux Bridge's 972 people per square mile compare with a state median of 534.
- Location: latitude 30.2831, longitude -91.9059 (Census Gazetteer).
- Nearest larger cities: Carencro (8 mi); Broussard (10 mi); Scott (12 mi); Youngsville (14 mi); Opelousas (20 mi). Online lenders reach Breaux Bridge no matter how far the nearest branch is.
- Smaller towns nearby: Parks (6 mi); Henderson (7 mi); Arnaudville (8 mi).
- Smaller places within 50 miles: 54 of them.
- At 100 miles: 27 larger Census places fall inside that radius.
What shapes a Breaux Bridge personal loan
A Breaux Bridge personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 7,500 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Breaux Bridge. Shortening the term on a Breaux Bridge loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Louisiana law requires in Breaux Bridge
These are Louisiana's sourced lending facts as they reach Breaux Bridge's 7,500 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
Where Breaux Bridge sits in Louisiana
Against Louisiana's other places, Breaux Bridge accounts for about 0.4% of the state's population and ranks 44th of 302 by size. For population change between 2020 and 2023, Breaux Bridge ranks 57th of 302 in Louisiana (about the 81th percentile). Its roughly 972 residents per square mile place it 83rd among Louisiana's places. The population moved by about 6 people between 2020 and 2023, a 0.1% shift.
Where Breaux Bridge sits
Breaux Bridge's land area is about 7.7 square miles; a further 0.18 square miles is water. With 7,500 residents, the land area yields roughly 972 people per square mile. New Orleans, the largest place in Louisiana, is about 119 miles from Breaux Bridge. Counting outward 50 miles, 12 larger communities surround Breaux Bridge. By land area it ranks 52nd of 302 Louisiana places.
How lenders reach Breaux Bridge
Breaux Bridge is moderately settled, with about 972 people per square mile and 12 larger places within 50 miles. A Louisiana licence lets a lender serve Breaux Bridge without a local office, so branch density does not change what its 7,500 residents are offered. For a larger market, the closest option is Carencro, LA about 8 miles away.
Common questions
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Nearby places
- Parks, LA — population 634
- Henderson, LA — population 1,595
- Arnaudville, LA — population 999
- Carencro, LA — population 12,639
- Broussard, LA — population 14,543
- St. Martinville, LA — population 5,255
- Scott, LA — population 8,728
- Grand Coteau, LA — population 763