Personal loans in Braselton, GA
Braselton is a small town in Georgia, with an estimated 15,538 residents, and every licensed lender here follows the same state rulebook. The 2020 count to the 2023 estimate shows about 15.8% growth in Braselton.
Braselton is one of 536 Census places in Georgia; its 15,538 residents put it at 74th. Work out your debt-to-income ratio first; lenders weigh it heavily, and Braselton's 15,538 residents are no exception. A lender that serves Braselton operates under Georgia lending statutes and a Georgia supervisor. The nearest larger metro is Winder, GA about 10 miles away.
What the Census records for Braselton
Here is the sourced Census picture for Braselton, plus the Georgia lending rules that apply to a loan taken out here.
- Population: 15,538 people, a figure that places Braselton 74th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 15.8% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 2,120 residents.
- Size percentile: about 86% of Georgia communities are smaller than Braselton (15,538 residents).
- Density: roughly 1,169 residents per square mile, spread over 13.3 sq mi of land.
- By land area: Braselton ranks 74th among Georgia's 536 places, at 13.3 sq mi.
- Water area rank: Braselton ranks 116th among Georgia's 536 places, with 0.10 sq mi.
- Share of state population: Braselton's 15,538 residents are about 0.3% of Georgia.
- National rank: Braselton is the 2,306th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Braselton stands 31st by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Braselton's 15.8%.
- Density rank: Braselton is the 93rd most densely settled place in Georgia.
- Density vs Georgia: Braselton's 1,169 people per square mile compare with a state median of 536.
- Location: latitude 34.1076, longitude -83.8129 (Census Gazetteer).
- Nearest larger cities: Winder (10 mi); Buford (10 mi); Jefferson (12 mi); Gainesville (13 mi); Sugar Hill (13 mi). Lenders licensed in the state serve Braselton whether or not they keep a local branch.
- Smaller towns nearby: Hoschton (3 mi); Auburn (6 mi); Carl (7 mi).
- Smaller neighbours: 88 places smaller than Braselton sit within 50 miles.
- Larger places within 100 miles: 63.
Where Braselton sits
The Census Gazetteer records 13.3 square miles of land and 0.10 square miles of water within Braselton. With 15,538 residents, the land area yields roughly 1,169 people per square mile. The state's population centre of gravity, Atlanta, is roughly 42 miles away. Within 50 miles of Braselton there are 38 larger Census places. Within the same 50 miles lie 88 smaller Census places.
Georgia consumer-lending rules applied in Braselton
Read the table as a lender's compliance picture for Braselton: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Getting a loan in Braselton
Braselton is a moderately settled community of about 15,538 people, with 38 larger places inside a 50-mile radius. Distance to a branch rarely matters for Braselton's 15,538 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Winder, GA about 10 miles away.
The anatomy of a Braselton personal loan
Braselton is a small town of about 15,538 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Braselton. A longer term lowers the monthly payment on a Braselton loan but raises total interest, so the smallest payment is not the cheapest loan.
Braselton's place among Georgia's 536 places
Against Georgia's other places, Braselton accounts for about 0.3% of the state's population and ranks 74th of 536 by size. For population change between 2020 and 2023, Braselton ranks 31st of 536 in Georgia (about the 94th percentile). Its roughly 1,169 residents per square mile place it 93rd among Georgia's places. Within 50 miles sit 88 smaller Census places, alongside the 38 that are larger.
Common questions
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Nearby places
- Hoschton, GA — population 5,388
- Auburn, GA — population 9,688
- Carl, GA — population 227
- Talmo, GA — population 290
- Flowery Branch, GA — population 11,607
- Oakwood, GA — population 6,412
- Pendergrass, GA — population 1,805
- Winder, GA — population 19,669