Personal loans in Braman, OK
Braman is a small community in Oklahoma, with an estimated 164 residents, and every licensed lender here follows the same state rulebook. With 164 residents, Braman outranks about 22% of the communities in Oklahoma. The next larger city is Blackwell, OK about 9 miles away. Census data show virtually no population shift in Braman between 2020 and 2023. A lender that serves Braman operates under Oklahoma lending statutes and a Oklahoma supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Braman lender.
Local context for Braman
The figures below are Braman's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: the Census counts 164 residents in Braman (Vintage 2023 subcounty estimate), the 458th-largest figure among Oklahoma's 590 places.
- Population trend: Little measurable movement between 2020 and 2023.
- Size percentile: roughly 22% of Oklahoma places rank below Braman.
- Density: roughly 837 residents per square mile, spread over 0.2 sq mi of land.
- Land area rank: Braman's 0.2 square miles rank 558th of 590 places in Oklahoma.
- Share of Oklahoma: Braman holds about 0.0% of the state's population, some 164 people.
- National rank: Braman is the 17,051st most populous of the 19,457 Census places covered here.
- Growth rank: Braman's 2020-to-2023 change ranks 347th of 590 places in Oklahoma.
- State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Braman's 0.0%.
- Density rank: Braman places 159th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Braman's 837 people per square mile compare with a state median of 546.
- Location: 36.9236, -97.3358 (US Census Bureau Gazetteer).
- Nearest larger cities: Blackwell (9 mi); South Haven (9 mi); Newkirk (16 mi); Caldwell (17 mi); Tonkawa (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Hunnewell (7 mi); Deer Creek (13 mi); Geuda Springs (17 mi).
- Within a 50-mile radius: 23 smaller Census places.
- At 100 miles: 219 larger Census places fall inside that radius.
What is available to Braman borrowers
With about 837 residents per square mile, Braman is moderately settled, and 49 larger Census places sit within 50 miles. Distance to a branch rarely matters for Braman's 164 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Blackwell, OK about 9 miles away.
Oklahoma consumer-lending rules applied in Braman
Below are the Oklahoma rules that apply to a loan made in Braman, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Where Braman sits
Braman covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 837 residents per square mile. Oklahoma City, the largest place in Oklahoma, is about 101 miles from Braman. A 50-mile radius around Braman takes in 49 places that are larger. By land area it ranks 558th of 590 Oklahoma places.
Before you apply in Braman
Complete these steps first when you borrow in Braman (164 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Oklahoma regulator's licence list.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
The process is identical across Oklahoma; what changes is your credit file, not the fact that Braman holds 164 people.
Braman's place among Oklahoma's 590 places
Set beside Oklahoma's 590 places, Braman ranks 458th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Braman stands 347th among Oklahoma's 590 places — roughly the 41th percentile. By density, at about 837 people per square mile, it ranks 159th in Oklahoma. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Common questions
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Nearby places
- Hunnewell, KS — population 43
- Blackwell, OK — population 6,072
- South Haven, KS — population 326
- Deer Creek, OK — population 74
- Tonkawa, OK — population 2,995
- Geuda Springs, KS — population 156
- Newkirk, OK — population 2,176
- Caldwell, KS — population 1,008