Personal loans in Box Elder, SD

The Census estimates 13,868 residents in Box Elder, which ranks it 10th of 309 places in South Dakota. Borrowers who want a bigger city can look to Rapid City, SD about 7 miles away. A single loan can carry different costs on either side of a state line, and Box Elder sits on the South Dakota side of that line. Verify the lender's South Dakota licence against the regulator named below before borrowing in Box Elder.

Where Box Elder stands

The figures below are Box Elder's own — Census population, land area and coordinates — followed by the South Dakota rules.

• Population: about 13,868 people live here, which puts Box Elder 10th of 309 Census places in South Dakota (Vintage 2023).
• Population trend: About 17.1% above the 2020 Census base.
• Absolute change: 2,030 residents added between 2020 and 2023.
• Size percentile: bigger than about 97% of the places in South Dakota, with 13,868 residents in Box Elder.
• Density: roughly 935 residents per square mile, spread over 14.8 sq mi of land.
• By land area: Box Elder ranks 6th among South Dakota's 309 places, at 14.8 sq mi.
• Water area: Box Elder has 0.02 square miles of water, ranking 34th of 309 places in South Dakota.
• State population share: Box Elder accounts for about 2.1% of everyone in South Dakota.
• Nationally: Box Elder is the 2,491st-largest of 19,457 Census places in the dataset.
• Growth in South Dakota: Box Elder stands 4th by percentage change from 2020 to 2023, among 309 places.
• State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Box Elder's 17.1%.
• Density rank: Box Elder places 81st among South Dakota's places by people per square mile.
• Density vs South Dakota: Box Elder's 935 people per square mile compare with a state median of 581.
• Location: mapped by the US Census Bureau at 44.1109, -103.0811.
• Nearest larger cities: Rapid City (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: New Underwood (12 mi); Summerset (14 mi); Piedmont (16 mi).
• Smaller places within 50 miles: 22 of them.
• Within 100 miles: 1 places are larger than Box Elder.

Box Elder against the rest of South Dakota

Set beside South Dakota's 309 places, Box Elder ranks 10th by population and holds about 2.1% of the state total. For population change between 2020 and 2023, Box Elder ranks 4th of 309 in South Dakota (about the 99th percentile). By density, at about 935 people per square mile, it ranks 81st in South Dakota. The population moved by about 2,030 people between 2020 and 2023, a 17.1% shift.

Box Elder on the map

The Census Gazetteer records 14.8 square miles of land and 0.02 square miles of water within Box Elder. With 13,868 residents, the land area yields roughly 935 people per square mile. The state's population centre of gravity, Sioux Falls, is roughly 319 miles away. Counting outward 50 miles, 1 larger communities surround Box Elder. The 100-mile radius contains 1 larger places.

How South Dakota law applies in Box Elder

For the roughly 13,868 residents of Box Elder, the rules below are South Dakota's own; each row carries its publisher and retrieval date.

Inside a Box Elder personal loan

With roughly 13,868 residents, Box Elder is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Box Elder loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Box Elder loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Box Elder

Box Elder is moderately settled, with about 935 people per square mile and 1 larger places within 50 miles. Lenders licensed in South Dakota reach Box Elder's 13,868 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Rapid City, SD about 7 miles away.