Personal loans in Bowling Green, OH
The first question in Bowling Green is not the rate on offer but whether the payment fits; about 30,384 people live here under Ohio lending law. An estimated 30,384 people make their home in Bowling Green, a figure that ranks 49th in Ohio.
The trend for Bowling Green between 2020 and 2023 is downward by roughly 1.3%. Lenders active in Bowling Green report to a Ohio supervisor, identified in the sourced rows below. Read the disclosure for an origination fee and any prepayment penalty before signing in Bowling Green. The nearest larger city is Toledo, OH about 20 miles away.
Local context for Bowling Green
Set out below is Bowling Green's local context next to the state-level rules that reach every lender here.
- Population: about 30,384, ranked 49th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.3% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 415 residents.
- Size percentile: bigger than about 95% of the places in Ohio, with 30,384 residents in Bowling Green.
- Population density: about 2,324 people per square mile across 13.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Bowling Green covers 13.1 square miles, the 64th-largest area among Ohio's 924 places.
- Water area rank: Bowling Green ranks 216th among Ohio's 924 places, with 0.05 sq mi.
- Share of Ohio: Bowling Green holds about 0.4% of the state's population, some 30,384 people.
- National standing: Bowling Green ranks 1,300th of 19,457 US places.
- Growth in Ohio: Bowling Green stands 567th by percentage change from 2020 to 2023, among 924 places.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Bowling Green's 1.3%.
- Density in Ohio: Bowling Green ranks 142nd by people per square mile.
- Density vs Ohio: Bowling Green's 2,324 people per square mile compare with a state median of 1,289.
- Location: 41.3777, -83.6496 (US Census Bureau Gazetteer).
- Nearest larger cities: Toledo (20 mi); Findlay (23 mi); Lima (50 mi); Marion (61 mi); Taylor (62 mi). Online lenders reach Bowling Green no matter how far the nearest branch is.
- Nearest smaller towns: Portage (4 mi); Tontogany (6 mi); Haskins (7 mi).
- Within a 50-mile radius: 149 smaller Census places.
- Larger places within 100 miles: 42.
The anatomy of a Bowling Green personal loan
Bowling Green is a smaller city of about 30,384 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bowling Green. A longer term lowers the monthly payment on a Bowling Green loan but raises total interest, so the smallest payment is not the cheapest loan.
Bowling Green against the rest of Ohio
Among Ohio's 924 places, Bowling Green sits at 49th for population, a share of roughly 0.4% of the state. On the 2020-to-2023 trend, Bowling Green stands 567th among Ohio's 924 places — roughly the 39th percentile. Its roughly 2,324 residents per square mile place it 142nd among Ohio's places. The population moved by about 415 people between 2020 and 2023, a 1.3% shift.
Lender access in Bowling Green
With about 2,324 residents per square mile, Bowling Green is fairly dense, and 2 larger Census places sit within 50 miles. What is available to Bowling Green's 30,384 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Toledo, OH about 20 miles away.
The geography behind Bowling Green
Bowling Green's land area is about 13.1 square miles; a further 0.05 square miles is water. With 30,384 residents, the land area yields roughly 2,324 people per square mile. The state's population centre of gravity, Columbus, is roughly 102 miles away. A 50-mile radius around Bowling Green takes in 2 places that are larger. Within the same 50 miles lie 149 smaller Census places.
The state rulebook for Bowling Green
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Bowling Green lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Common questions
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Nearby places
- Portage, OH — population 414
- Tontogany, OH — population 388
- Haskins, OH — population 1,252
- Jerry City, OH — population 454
- Cygnet, OH — population 548
- Weston, OH — population 1,472
- Waterville, OH — population 6,003
- Perrysburg, OH — population 25,236