Personal loans in Bowersville, OH
State law, not city hall, decides what a lender may do to Bowersville's roughly 266 residents, and a state regulator supervises it.
A lender serving Bowersville holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 266 residents. The Census counts 266 people in Bowersville, the 774th-largest figure among Ohio's 924 places. Census figures put the 2020-to-2023 decrease in Bowersville at about 1.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Bowersville. The next larger city is Jamestown, OH about 6 miles away.
The Bowersville data picture
Set out below is Bowersville's local context next to the state-level rules that reach every lender here.
- Population: 266 residents; Bowersville is the 774th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.1% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: Bowersville's 266 people outrank roughly 16% of the places in Ohio.
- Land and density: 0.2 square miles of land carry roughly 1,612 residents per square mile.
- Land area rank: Bowersville's 0.2 square miles rank 870th of 924 places in Ohio.
- Share of Ohio: Bowersville holds about 0.0% of the state's population, some 266 people.
- National rank: Bowersville sits 15,533rd by population among the 19,457 places in this dataset.
- Growth rank: Bowersville ranks 496th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Bowersville's 1.1% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Bowersville is the 312th most densely settled place in Ohio.
- Density in context: Bowersville's 1,612 people per square mile sit against a Ohio median of 1,289.
- Location: coordinates 39.5808, -83.7233 (US Census Bureau Gazetteer).
- Nearest larger cities: Jamestown (6 mi); Sabina (8 mi); Jeffersonville (10 mi); Wilmington (12 mi); South Solon (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Port William (4 mi); Octa (6 mi); Milledgeville (7 mi).
- Within a 50-mile radius: 19 smaller Census places.
- Within 100 miles: 499 places are larger than Bowersville.
Land, water and location for Bowersville
Inside Bowersville's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 266 residents, the land area yields roughly 1,612 people per square mile. For the state's biggest city, Columbus, the distance is roughly 48 miles. Counting outward 50 miles, 165 larger communities surround Bowersville. By land area it ranks 870th of 924 Ohio places.
Bowersville in state context
Against Ohio's other places, Bowersville accounts for about 0.0% of the state's population and ranks 774th of 924 by size. For population change between 2020 and 2023, Bowersville ranks 496th of 924 in Ohio (about the 46th percentile). Its roughly 1,612 residents per square mile place it 312th among Ohio's places. Between 2020 and 2023 the count changed by roughly 3 residents.
Ohio rules behind a Bowersville personal loan
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Bowersville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What shapes a Bowersville personal loan
A Bowersville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 266 residents. The APR tracks your credit score rather than Bowersville's rank of 774th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bowersville loan but raises total interest, so the smallest payment is not the cheapest loan.
What is available to Bowersville borrowers
At roughly 1,612 people per square mile, Bowersville is moderately settled; 165 larger places lie within 50 miles. Lenders licensed in Ohio reach Bowersville's 266 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Jamestown, OH about 6 miles away.
Common questions
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Nearby places
- Port William, OH — population 221
- Jamestown, OH — population 2,073
- Octa, OH — population 58
- Sabina, OH — population 2,472
- Milledgeville, OH — population 101
- Wilmington, OH — population 12,600
- Jeffersonville, OH — population 1,242
- Cedarville, OH — population 4,250