Personal loans in Bouton, IA
Rate ceilings, licensing requirements and product limits for Bouton are all set at the Iowa level. A lender serving Bouton holds a Iowa licence and answers to a Iowa regulator; no city office is involved for its 126 residents.
With 126 residents, Bouton outranks about 17% of the communities in Iowa. Census figures put the 2020-to-2023 decrease in Bouton at about 3.1%. Use the calculator on this page to price an amount and term before you commit in Bouton. The nearest larger city is Perry, IA about 4 miles away.
Bouton: population, trend and location
Bouton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 126, ranked 777th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 3.1% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: about 17% of Iowa's Census places are smaller than Bouton.
- Land and density: 0.1 square miles of land carry roughly 1,178 residents per square mile.
- Land area rank: Bouton's 0.1 square miles rank 918th of 940 places in Iowa.
- State population share: Bouton accounts for about 0.0% of everyone in Iowa.
- National rank: Bouton is the 17,667th most populous of the 19,457 Census places covered here.
- Growth rank: Bouton ranks 822nd among Iowa's 940 places for the 2020-to-2023 change.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Bouton's 3.1%.
- Density rank: Bouton is the 176th most densely settled place in Iowa.
- Density vs Iowa: Bouton's 1,178 people per square mile compare with a state median of 672.
- Location: latitude 41.8511, longitude -94.0106 (Census Gazetteer).
- Nearest larger cities: Perry (4 mi); Woodward (5 mi); Minburn (7 mi); Madrid (10 mi); Rippey (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller towns nearby: Berkley (8 mi); Dawson (11 mi); Beaver (15 mi).
- Smaller places within 50 miles: 21 of them.
- At 100 miles: 412 larger Census places fall inside that radius.
Bouton on the map
Bouton's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,178 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 28 miles. A 50-mile radius around Bouton takes in 124 places that are larger. The 100-mile radius contains 412 larger places.
A practical checklist for Bouton borrowers
Complete these steps first when you borrow in Bouton (126 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Iowa licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Bouton and the rest of Iowa is not the process but the borrower's own file, among the 126 people here.
Bouton in state context
Within Iowa, Bouton holds roughly 0.0% of all residents, the 777th-largest share among 940 places. For population change between 2020 and 2023, Bouton ranks 822nd of 940 in Iowa (about the 13th percentile). By density, at about 1,178 people per square mile, it ranks 176th in Iowa. In land area, Bouton ranks 918th among Iowa's 940 places.
What is available to Bouton borrowers
With about 1,178 residents per square mile, Bouton is moderately settled, and 124 larger Census places sit within 50 miles. What is available to Bouton's 126 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Perry, IA about 4 miles away.
Iowa rules behind a Bouton personal loan
These are Iowa's sourced lending facts as they reach Bouton's 126 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Perry, IA — population 7,984
- Woodward, IA — population 1,363
- Minburn, IA — population 317
- Berkley, IA — population 21
- Dallas Center, IA — population 1,966
- Ogden, IA — population 1,963
- Madrid, IA — population 2,799
- Rippey, IA — population 214