Personal loans in Bonneauville, PA
For the 1,788 people in Bonneauville, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Bonneauville is one of 1,013 Census places in Pennsylvania; its 1,788 residents put it at 457th. Bonneauville, Pennsylvania — home to about 1,788 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. Population in Bonneauville climbed about 1.6% over the three years from 2020 to 2023. For a community of about 1,788, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Littlestown, PA about 5 miles away.
Bonneauville: the sourced local profile
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: the Census counts 1,788 residents in Bonneauville (Vintage 2023 subcounty estimate), the 457th-largest figure among Pennsylvania's 1,013 places.
- Population trend: Higher by roughly 1.6% since the 2020 count.
- Absolute change: 28 residents added between 2020 and 2023.
- Size percentile: bigger than about 55% of the places in Pennsylvania, with 1,788 residents in Bonneauville.
- Population density: 1,851 people per square mile on 1.0 square miles of land.
- By land area: Bonneauville ranks 461st among Pennsylvania's 1,013 places, at 1.0 sq mi.
- Share of state population: Bonneauville's 1,788 residents are about 0.0% of Pennsylvania.
- National rank: Bonneauville sits 8,041st by population among the 19,457 places in this dataset.
- Growth rank: Bonneauville ranks 77th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Bonneauville's 1.6%.
- Density rank: Bonneauville is the 540th most densely settled place in Pennsylvania.
- Against the state median: Bonneauville runs about 1,851 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 39.8104, -77.1363 (US Census Bureau Gazetteer).
- Nearest larger cities: Littlestown (5 mi); Gettysburg (5 mi); New Oxford (6 mi); McSherrystown (6 mi); Hanover (8 mi). Online lenders reach Bonneauville no matter how far the nearest branch is.
- Nearest smaller places: Abbottstown (9 mi); Biglerville (10 mi); Arendtsville (12 mi).
- Smaller neighbours: 65 places smaller than Bonneauville sit within 50 miles.
- Within 100 miles: 289 places are larger than Bonneauville.
How lenders reach Bonneauville
Bonneauville is a moderately settled community of about 1,788 people, with 73 larger places inside a 50-mile radius. Whether Bonneauville has a local branch or not, a Pennsylvania-licensed lender can serve its 1,788 people online on the same terms. For a larger market, the closest option is Littlestown, PA about 5 miles away.
The geography behind Bonneauville
Bonneauville's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,851 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 107 miles away. Counting outward 50 miles, 73 larger communities surround Bonneauville. The 100-mile radius contains 289 larger places.
Before you apply in Bonneauville
These steps shape the offer you get in Bonneauville, a place of about 1,788 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Bonneauville and the rest of Pennsylvania is not the process but the borrower's own file, among the 1,788 people here.
What Pennsylvania law requires in Bonneauville
For the roughly 1,788 residents of Bonneauville, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The anatomy of a Bonneauville personal loan
In Bonneauville, a small community of about 1,788, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bonneauville. The term you choose in Bonneauville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Littlestown, PA — population 4,866
- New Oxford, PA — population 1,901
- Gettysburg, PA — population 8,468
- McSherrystown, PA — population 3,128
- Hanover, PA — population 16,573
- Taneytown, MD — population 7,400
- Abbottstown, PA — population 1,041
- Biglerville, PA — population 1,245