Personal loans in Bonne Terre, MO
If you are weighing a personal loan in Bonne Terre, start from the payment you can carry; its 6,522 residents face the same statewide rules. With 6,522 residents, Bonne Terre outranks about 88% of the communities in Missouri.
The closest larger place is Park Hills, MO about 8 miles away. A 2020-to-2023 comparison shows Bonne Terre down by about 5.5%. Lenders active in Bonne Terre report to a Missouri supervisor, identified in the sourced rows below. For a community of about 6,522, the practical step is to compare APR across at least three lenders before committing.
The Bonne Terre data picture
What follows is Bonne Terre's place in the Census record, alongside the Missouri rules that govern a personal loan made here.
- Population: about 6,522, ranked 109th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 5.5% from 2020 to 2023.
- People gained or lost: about 380 fewer since the 2020 base.
- Size percentile: roughly 88% of Missouri places rank below Bonne Terre.
- Density: roughly 1,603 residents per square mile, spread over 4.1 sq mi of land.
- By land area: Bonne Terre ranks 159th among Missouri's 937 places, at 4.1 sq mi.
- Water area: Bonne Terre has 0.04 square miles of water, ranking 141st of 937 places in Missouri.
- Share of Missouri: Bonne Terre holds about 0.2% of the state's population, some 6,522 people.
- National rank: Bonne Terre sits 4,166th by population among the 19,457 places in this dataset.
- Growth in Missouri: Bonne Terre stands 913th by percentage change from 2020 to 2023, among 937 places.
- Against the state trend: Bonne Terre's 5.5% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Bonne Terre ranks 123rd by people per square mile.
- Density vs Missouri: Bonne Terre's 1,603 people per square mile compare with a state median of 743.
- Location: coordinates 37.9211, -90.5427 (US Census Bureau Gazetteer).
- Nearest larger cities: Park Hills (8 mi); Farmington (11 mi); Festus (22 mi); Waterloo (36 mi); Arnold (36 mi). Lenders licensed in the state serve Bonne Terre whether or not they keep a local branch.
- Smaller places close by: Desloge (3 mi); Leadwood (5 mi); Leadington (7 mi).
- Smaller places within 50 miles: 92 of them.
- At 100 miles: 92 larger Census places fall inside that radius.
Land, water and location for Bonne Terre
Bonne Terre's land area is about 4.1 square miles; a further 0.04 square miles is water. Spread across it are roughly 1,603 residents per square mile. Kansas City, the largest place in Missouri, is about 232 miles from Bonne Terre. Bonne Terre has 26 larger places within a 50-mile radius. Within the same 50 miles lie 92 smaller Census places.
Bonne Terre's place among Missouri's 937 places
Within Missouri, Bonne Terre holds roughly 0.2% of all residents, the 109th-largest share among 937 places. For population change between 2020 and 2023, Bonne Terre ranks 913th of 937 in Missouri (about the 3th percentile). By density, at about 1,603 people per square mile, it ranks 123rd in Missouri. In land area, Bonne Terre ranks 159th among Missouri's 937 places.
Inside a Bonne Terre personal loan
With roughly 6,522 residents, Bonne Terre is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Bonne Terre's 6,522 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bonne Terre loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Bonne Terre
Bonne Terre is a moderately settled community of about 6,522 people, with 26 larger places inside a 50-mile radius. Lenders licensed in Missouri reach Bonne Terre's 6,522 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Park Hills, MO about 8 miles away.
Which Missouri laws govern a loan in Bonne Terre
Read the table as a lender's compliance picture for Bonne Terre: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
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Nearby places
- Desloge, MO — population 4,869
- Leadwood, MO — population 1,167
- Leadington, MO — population 767
- Park Hills, MO — population 8,759
- Irondale, MO — population 368
- Bismarck, MO — population 1,240
- Farmington, MO — population 18,362
- Mineral Point, MO — population 228