Personal loans in Bonham, TX

The Census estimates 10,879 residents in Bonham, which ranks it 231st of 1,224 places in Texas. Use the calculator on this page to price an amount and term before you commit in Bonham. For the 10,879 people in Bonham, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Sherman, TX about 25 miles away.

Bonham: the sourced local profile

Here is the sourced Census picture for Bonham, plus the Texas lending rules that apply to a loan taken out here.

• Population: 10,879 — Bonham ranks 231st of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 4.6% across the 2020-to-2023 comparison.
• People gained or lost: about 474 more since the 2020 base.
• Size percentile: with 10,879 residents, Bonham is larger than about 81% of Texas's Census places.
• Density: the Census land area of 9.8 sq mi holds about 1,106 people per square mile.
• Land area: Bonham covers 9.8 square miles, the 215th-largest area among Texas's 1,224 places.
• State share: roughly 0.0% of Texas's residents live in Bonham (10,879 people).
• National rank: Bonham is 2,965th of 19,457 places nationwide.
• Growth rank: Bonham ranks 460th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Bonham's 4.6% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Bonham places 441st among Texas's places by people per square mile.
• Against the state median: Bonham runs about 1,106 residents per square mile, where the Texas median is 840.
• Location: mapped by the US Census Bureau at 33.5880, -96.1901.
• Nearest larger cities: Sherman (25 mi); Denison (26 mi); Anna (27 mi); Melissa (30 mi); Durant (30 mi). Online lenders reach Bonham no matter how far the nearest branch is.
• Smaller places close by: Ector (5 mi); Ravenna (6 mi); Dodd City (7 mi).
• Smaller places within 50 miles: 83 of them.
• Larger places within 100 miles: 81.

Bonham in state context

Within Texas, Bonham holds roughly 0.0% of all residents, the 231st-largest share among 1,224 places. Its 2020-to-2023 change ranks 460th of 1,224 Texas places, putting it near the 62th percentile for growth. By density, at about 1,106 people per square mile, it ranks 441st in Texas. The population moved by about 474 people between 2020 and 2023, a 4.6% shift.

Borrowing reach in Bonham

Bonham is moderately settled, with about 1,106 people per square mile and 21 larger places within 50 miles. A Texas licence lets a lender serve Bonham without a local office, so branch density does not change what its 10,879 residents are offered. The nearest larger city, Sherman, TX about 25 miles away.

Texas consumer-lending rules applied in Bonham

These are Texas's sourced lending facts as they reach Bonham's 10,879 residents; the state has no city-level rate rule.

What shapes a Bonham personal loan

In Bonham, a small town of about 10,879, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Bonham lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Bonham loan is knowable in advance — unlike a revolving card balance.

Where Bonham sits

Bonham covers about 9.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,106 people per square mile. Houston, the largest place in Texas, is about 267 miles from Bonham. Counting outward 50 miles, 21 larger communities surround Bonham. By land area it ranks 215th of 1,224 Texas places.