Personal loans in Bonaparte, IA

What the Census records for Bonaparte

Bonaparte is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 361, ranked 519th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 0.6%.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: roughly 45% of Iowa's places have fewer residents than Bonaparte's 361.
• Population density: about 965 people per square mile (Census land area 0.4 sq mi).
• By land area: Bonaparte ranks 739th among Iowa's 940 places, at 0.4 sq mi.
• Share of state population: Bonaparte's 361 residents are about 0.0% of Iowa.
• National rank: Bonaparte sits 14,500th by population among the 19,457 places in this dataset.
• Growth in Iowa: Bonaparte stands 188th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Bonaparte moved 0.6%.
• Density rank: Bonaparte places 285th among Iowa's places by people per square mile.
• Against the state median: Bonaparte runs about 965 residents per square mile, where the Iowa median is 672.
• Location: 40.7012 / -91.8007, per the US Census Bureau Gazetteer.
• Nearest larger cities: Farmington (5 mi); Keosauqua (9 mi); Donnellson (13 mi); Salem (14 mi); Birmingham (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Hillsboro (10 mi); Stockport (11 mi); Houghton (11 mi).
• Smaller places within 50 miles: 59 of them.
• Larger places within 100 miles: 270.

How lenders reach Bonaparte

With about 965 residents per square mile, Bonaparte is moderately settled, and 61 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Bonaparte's 361 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Farmington, IA about 5 miles away.

What a Bonaparte borrower is actually offered

A Bonaparte personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 361 residents. Because pricing is borrower-level, two people in Bonaparte can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Bonaparte loan is knowable in advance — unlike a revolving card balance.

Iowa consumer-lending rules applied in Bonaparte

Below are the Iowa rules that apply to a loan made in Bonaparte, each with the regulator that issued it.

The Bonaparte borrowing checklist

These steps shape the offer you get in Bonaparte, a place of about 361 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Bonaparte-specific: the same Iowa licensing and disclosure rules reach all 361 residents.

Bonaparte in state context

Within Iowa, Bonaparte holds roughly 0.0% of all residents, the 519th-largest share among 940 places. For population change between 2020 and 2023, Bonaparte ranks 188th of 940 in Iowa (about the 80th percentile). At about 965 people per square mile, Bonaparte is the 285th most densely settled place in Iowa. The population moved by about 2 people between 2020 and 2023, a 0.6% shift.