Personal loans in Bogue, KS

In Bogue, one of 625 Census places in Kansas, the figure to compare across lenders is the APR, not the advertised rate. The Census counts 151 people in Bogue, the 442nd-largest figure among Kansas's 625 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Begin with the payment, then weigh APR and total interest across the lenders that reach Bogue's 151 residents. Bogue lost roughly 1.3% of its population across the 2020-to-2023 comparison. Every figure below is Kansas's own, applied to Bogue's 151 residents, with the publisher and retrieval date attached. The closest larger city is Hill City, KS about 8 miles away.

What the Census records for Bogue

The figures below are Bogue's own — Census population, land area and coordinates — followed by the Kansas rules.

Bogue in state context

Against Kansas's other places, Bogue accounts for about 0.0% of the state's population and ranks 442nd of 625 by size. Its 2020-to-2023 change ranks 324th of 625 Kansas places, putting it near the 48th percentile for growth. Its roughly 583 residents per square mile place it 398th among Kansas's places. Between 2020 and 2023 the count changed by roughly 2 residents.

The geography behind Bogue

Inside Bogue's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 151 residents, the land area yields roughly 583 people per square mile. For the state's biggest city, Wichita, the distance is roughly 171 miles. A 50-mile radius around Bogue takes in 23 places that are larger. By land area it ranks 467th of 625 Kansas places.

How a Bogue personal loan is priced

A Bogue personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 151 residents. A lender serving Bogue's 151 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Bogue loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Kansas law applies in Bogue

Below are the Kansas rules that apply to a loan made in Bogue, each with the regulator that issued it.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
UCCC consumer loan rate caps36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans)
Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

What is available to Bogue borrowers

At roughly 583 people per square mile, Bogue is moderately settled; 23 larger places lie within 50 miles. Whether Bogue has a local branch or not, a Kansas-licensed lender can serve its 151 people online on the same terms. The nearest larger city, Hill City, KS about 8 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bogue if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bogue is the same as anywhere in Kansas.
What loan size can I expect in Bogue?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bogue?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bogue cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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