Personal loans in Blue Hill, NE
With roughly 795 residents, Blue Hill is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city. Blue Hill is home to roughly 795 people and stands 140th by size out of 527 Census places in Nebraska. For a community of about 795, the practical step is to compare APR across at least three lenders before committing. Blue Hill lost roughly 1.5% of its population across the 2020-to-2023 comparison. Consumer lending that reaches Blue Hill's 795 residents is governed by Nebraska statute; no city ordinance changes it. The nearest larger city is Red Cloud, NE about 17 miles away.
Blue Hill by the numbers
Most of what governs a Blue Hill loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 795, 140th among Nebraska's 527 places (Vintage 2023).
- Population trend: A loss of roughly 1.5% between 2020 and 2023.
- Net change: roughly 12 fewer people than the 2020 Census counted.
- Size percentile: roughly 73% of Nebraska's places have fewer residents than Blue Hill's 795.
- Density: the Census land area of 0.7 sq mi holds about 1,118 people per square mile.
- Land area: Blue Hill covers 0.7 square miles, the 149th-largest area among Nebraska's 527 places.
- State population share: Blue Hill accounts for about 0.1% of everyone in Nebraska.
- National rank: Blue Hill is 11,216th of 19,457 places nationwide.
- Growth in Nebraska: Blue Hill stands 329th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Blue Hill moved 1.5%.
- Density in Nebraska: Blue Hill ranks 166th by people per square mile.
- Density in context: Blue Hill's 1,118 people per square mile sit against a Nebraska median of 830.
- Location: mapped by the US Census Bureau at 40.3331, -98.4484.
- Nearest larger cities: Red Cloud (17 mi); Hastings (18 mi); Kenesaw (23 mi); Harvard (27 mi); Minden (30 mi). Living near a larger metro rarely changes what is available in Blue Hill.
- Nearest smaller places: Ayr (7 mi); Bladen (8 mi); Lawrence (10 mi).
- Smaller places within 50 miles: 64 of them.
- At 100 miles: 67 larger Census places fall inside that radius.
Lender access in Blue Hill
At roughly 1,118 people per square mile, Blue Hill is moderately settled; 22 larger places lie within 50 miles. Distance to a branch rarely matters for Blue Hill's 795 residents: the application is online and the price follows your credit file. The nearest bigger place is Red Cloud, NE about 17 miles away.
The Blue Hill borrowing checklist
Before you apply in Blue Hill, a community of about 795, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Nebraska licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Blue Hill and the rest of Nebraska is not the process but the borrower's own file, among the 795 people here.
Nebraska rules behind a Blue Hill personal loan
For the roughly 795 residents of Blue Hill, the rules below are Nebraska's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum on agreed interest (unpaid principal balance) Source says: "any rate of interest which may be agreed upon, not exceeding sixteen percent per annum on the unpaid principal balance, shall be valid" | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Land, water and location for Blue Hill
Blue Hill's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,118 people per square mile. The largest place in Nebraska, Omaha, lies about 141 miles away. Blue Hill has 22 larger places within a 50-mile radius. The 100-mile radius contains 67 larger places.
How Blue Hill compares across Nebraska
Blue Hill is the 140th-largest of 527 Census places in Nebraska and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Blue Hill stands 329th among Nebraska's 527 places — roughly the 38th percentile. Its roughly 1,118 residents per square mile place it 166th among Nebraska's places. In land area, Blue Hill ranks 149th among Nebraska's 527 places.
Common questions
What are my options in Blue Hill if my credit is poor?
What loan size can I expect in Blue Hill?
Do I have to pledge anything to borrow in Blue Hill?
Does comparing loans in Blue Hill cost me credit score points?
Nearby places
- Ayr, NE — population 85
- Bladen, NE — population 201
- Cowles, NE — population 22
- Roseland, NE — population 258
- Lawrence, NE — population 272
- Holstein, NE — population 186
- Red Cloud, NE — population 946
- Glenvil, NE — population 268