Personal loans in Blountsville, IN

Two households in Blountsville, Indiana with comparable incomes can still be offered different rates, because each lender weighs a credit file its own way. An estimated 97 people make their home in Blountsville, a figure that ranks 545th in Indiana. The 2020-to-2023 change in Blountsville is negligible, under a tenth of a percent. When Indiana caps or restricts a product, lenders either change the terms or withdraw it from the state. Verify the lender's Indiana licence against the regulator named below. A larger market lies at Losantville, IN about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Borrowing in Blountsville: the local picture

What follows is Blountsville's place in the Census record, alongside the Indiana rules that govern a personal loan made here.

Population: 97 people, a figure that places Blountsville 545th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
Population trend: Little measurable movement between 2020 and 2023.
Size percentile: it sits ahead of around 4% of Indiana places.
Location: latitude 40.0603, longitude -85.2398 (Census Gazetteer).
Nearest larger cities: Losantville (4 mi); Mooreland (4 mi); Modoc (6 mi); Springport (8 mi); Mount Summit (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Nearest smaller places: Whitewater (23 mi); Woodlawn Heights (24 mi); River Forest (26 mi).

What Indiana law requires in Blountsville

Each figure in the table below carries a publisher and a date; where the state publishes nothing, we point to the source rather than estimate.

Rule	Detail	Source
Maximum legal interest rate (usury cap)	See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted.	Indiana General Assembly (Indiana Code) as of 2026-09-16
Payday lending status	Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal".	Indiana Department of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)".	Indiana Department of Financial Institutions as of 2026-09-16
State lending regulator	Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders".	Indiana Department of Financial Institutions as of 2026-09-16
Small-loan size limit	$825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825".	Indiana Department of Financial Institutions as of 2026-09-16

What a Blountsville personal loan looks like

When you apply for a personal loan in Blountsville, most lenders start with pre-qualification, which uses a soft credit pull and leaves your score alone. Most scoring models treat rate-shopping within a focused window as one inquiry, so comparing offers early is usually safe. Deal only with a lender licensed in Indiana, which you can check with the regulator named below.

A pre-application checklist for Blountsville

Before you hand your details to a lender in Blountsville:

Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
Price the payment first with our personal loan calculator before any lender quotes you.
Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
Confirm the lender holds a Indiana licence by checking the regulator named above.
Do not borrow more than the expense calls for, even if a lender approves a larger amount.

Compare personal loan offers Run the numbers first

Common questions

What are my options in Blountsville if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blountsville is the same as anywhere in Indiana.

What loan size can I expect in Blountsville?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Blountsville?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Blountsville cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Mooreland, IN — population 338
Losantville, IN — population 217
Modoc, IN — population 160
Selma, IN — population 740
Parker City, IN — population 1,263
Springport, IN — population 138
Mount Summit, IN — population 350
Hagerstown, IN — population 1,669