Personal loans in Blossburg, PA
The roughly 1,509 people who live in Blossburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. Blossburg is one of 1,013 Census places in Pennsylvania; its 1,509 residents put it at 491st. A 2020-to-2023 comparison shows Blossburg down by about 1.9%. Compare APR, not the interest rate, because the APR folds in most fees on a Blossburg loan. The nearest larger metro is Mansfield, PA about 9 miles away. A lender that serves Blossburg operates under Pennsylvania lending statutes and a Pennsylvania supervisor.
Borrowing in Blossburg: the local picture
The figures below are Blossburg's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 1,509 — Blossburg ranks 491st of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Down about 1.9% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 29 fewer since the 2020 base.
- Size percentile: Blossburg sits ahead of around 52% of Pennsylvania places, at 1,509 people.
- Density: the Census land area of 4.6 sq mi holds about 325 people per square mile.
- By land area: Blossburg ranks 72nd among Pennsylvania's 1,013 places, at 4.6 sq mi.
- Within Pennsylvania: about 0.0% of the state's population lives in Blossburg.
- National rank: Blossburg sits 8,664th by population among the 19,457 places in this dataset.
- Growth in Pennsylvania: Blossburg stands 617th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Blossburg moved 1.9%.
- Density in Pennsylvania: Blossburg ranks 914th by people per square mile.
- Density in context: Blossburg's 325 people per square mile sit against a Pennsylvania median of 1,990.
- Location: it lies at 41.6795, -77.0690 in the Census Gazetteer.
- Nearest larger cities: Mansfield (9 mi); Canton (11 mi); Wellsboro (13 mi); Elkland (25 mi); Williamsport (30 mi). Larger metros often have more branches, but online lenders reach Blossburg on the same terms.
- Smaller places nearby: Liberty (9 mi); Alba (13 mi); Sylvania (13 mi).
- Smaller places within 50 miles: 47 of them.
- At 100 miles: 201 larger Census places fall inside that radius.
The Pennsylvania lending rules that reach Blossburg
These are Pennsylvania's sourced lending facts as they reach Blossburg's 1,509 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Borrowing reach in Blossburg
At roughly 325 people per square mile, Blossburg is lightly settled; 29 larger places lie within 50 miles. What is available to Blossburg's 1,509 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Mansfield, PA about 9 miles away.
How personal loans work in Blossburg
In Blossburg, a small community of about 1,509, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Blossburg can be quoted different APRs on the same amount and term. Shortening the term on a Blossburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Blossburg in state context
Among Pennsylvania's 1,013 places, Blossburg sits at 491st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Blossburg ranks 617th of 1,013 in Pennsylvania (about the 39th percentile). By density, at about 325 people per square mile, it ranks 914th in Pennsylvania. Within 50 miles sit 47 smaller Census places, alongside the 29 that are larger.
A pre-application checklist for Blossburg
Before you hand your details to a lender in Blossburg, where the population is near 1,509:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Blossburg as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,509 residents.
Common questions
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Nearby places
- Liberty, PA — population 230
- Mansfield, PA — population 3,058
- Roseville, PA — population 176
- Canton, PA — population 1,713
- Sylvania, PA — population 214
- Tioga, PA — population 602
- Alba, PA — population 137
- Wellsboro, PA — population 3,427