Personal loans in Bloomington, ID
The trend for Bloomington between 2020 and 2023 is upward by roughly 8.1%. A personal loan in Bloomington is priced from your credit file and income, not from the fact that the city holds 214 people.
Bloomington is home to roughly 214 people and stands 167th by size out of 197 Census places in Idaho. The nearest larger metro is Paris, ID about 3 miles away. Consumer lending that reaches Bloomington's 214 residents is governed by Idaho statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Bloomington loan.
Bloomington: the sourced local profile
Bloomington is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 214, ranked 167th of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 8.1% since the 2020 count.
- People gained or lost: about 16 more since the 2020 base.
- Size percentile: with 214 residents, Bloomington is larger than about 15% of Idaho's Census places.
- Density: the Census land area of 1.0 sq mi holds about 225 people per square mile.
- Land area: Bloomington covers 1.0 square miles, the 107th-largest area among Idaho's 197 places.
- State population share: Bloomington accounts for about 0.0% of everyone in Idaho.
- National rank: Bloomington sits 16,252nd by population among the 19,457 places in this dataset.
- Growth in Idaho: Bloomington stands 59th by percentage change from 2020 to 2023, among 197 places.
- Versus Idaho: the state average change is +7.1%, while Bloomington moved 8.1%.
- Density rank: Bloomington places 177th among Idaho's places by people per square mile.
- Against the state median: Bloomington runs about 225 residents per square mile, where the Idaho median is 1,026.
- Location: coordinates 42.1910, -111.4028 (US Census Bureau Gazetteer).
- Nearest larger cities: Paris (3 mi); Montpelier (11 mi); Garden City (18 mi); Georgetown (20 mi); Franklin (24 mi). Online lenders reach Bloomington no matter how far the nearest branch is.
- Nearest smaller towns: St. Charles (6 mi); Oxford (32 mi); Woodruff (48 mi).
- Smaller neighbours: 3 places smaller than Bloomington sit within 50 miles.
- Larger places within 100 miles: 119.
Which Idaho laws govern a loan in Bloomington
For the roughly 214 residents of Bloomington, the rules below are Idaho's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Idaho Credit Code finance-charge rule | No statutory maximum finance-charge rate — rate as agreed by the parties (Idaho Credit Code) Source says: "the rate of finance charge shall be that which is agreed upon between the parties to the transaction". | Idaho State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
What shapes a Bloomington personal loan
Most loans made to Bloomington's 214 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Bloomington can be quoted different APRs on the same amount and term. Shortening the term on a Bloomington loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What is available to Bloomington borrowers
At roughly 225 people per square mile, Bloomington is lightly settled; 43 larger places lie within 50 miles. Distance to a branch rarely matters for Bloomington's 214 residents: the application is online and the price follows your credit file. The nearest larger city, Paris, ID about 3 miles away.
Where Bloomington sits in Idaho
Within Idaho, Bloomington holds roughly 0.0% of all residents, the 167th-largest share among 197 places. For population change between 2020 and 2023, Bloomington ranks 59th of 197 in Idaho (about the 70th percentile). By density, at about 225 people per square mile, it ranks 177th in Idaho. Within 50 miles sit 3 smaller Census places, alongside the 43 that are larger.
Bloomington on the map
Inside Bloomington's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 214 residents, the land area yields roughly 225 people per square mile. Boise City, the largest place in Idaho, is about 263 miles from Bloomington. Counting outward 50 miles, 43 larger communities surround Bloomington. The 100-mile radius contains 119 larger places.
Common questions
What are my options in Bloomington if my credit is poor?
What loan size can I expect in Bloomington?
Do I have to pledge anything to borrow in Bloomington?
Does comparing loans in Bloomington cost me credit score points?
Nearby places
- Paris, ID — population 549
- St. Charles, ID — population 186
- Montpelier, ID — population 2,715
- Garden City, UT — population 713
- Georgetown, ID — population 516
- Laketown, UT — population 307
- Franklin, ID — population 1,120
- Cokeville, WY — population 492