Personal loans in Bloomfield, PA

With an estimated 1,221 residents, Bloomfield is the 553rd-largest of 1,013 places in Pennsylvania. A personal loan in Bloomfield is priced from your credit file and income, not from the fact that the city holds 1,221 people.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Bloomfield climbed about 0.6% over the three years from 2020 to 2023. If debt is already a strain, a nonprofit credit counsellor can help Bloomfield residents before they take on more. Every figure below is Pennsylvania's own, applied to Bloomfield's 1,221 residents, with the publisher and retrieval date attached. A larger market lies at Newport, PA about 5 miles away.

Bloomfield: population, trend and location

Set out below is Bloomfield's local context next to the state-level rules that reach every lender here.

How lenders reach Bloomfield

Bloomfield is moderately settled, with about 1,998 people per square mile and 91 larger places within 50 miles. Lenders licensed in Pennsylvania reach Bloomfield's 1,221 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Newport, PA about 5 miles away.

Where Bloomfield sits in Pennsylvania

Against Pennsylvania's other places, Bloomfield accounts for about 0.0% of the state's population and ranks 553rd of 1,013 by size. Its 2020-to-2023 change ranks 142nd of 1,013 Pennsylvania places, putting it near the 86th percentile for growth. Its roughly 1,998 residents per square mile place it 505th among Pennsylvania's places. By land area, its 0.6 square miles rank 647th of 1,013 places in Pennsylvania.

The anatomy of a Bloomfield personal loan

Bloomfield is a small community of about 1,221 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Bloomfield's 1,221 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Bloomfield decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Bloomfield

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Bloomfield lender must follow.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Bloomfield on the map

Bloomfield covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,998 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 112 miles away. A 50-mile radius around Bloomfield takes in 91 places that are larger. The 100-mile radius contains 323 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bloomfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bloomfield is the same as anywhere in Pennsylvania.
What loan size can I expect in Bloomfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bloomfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bloomfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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