Personal loans in Bloomfield, PA
With an estimated 1,221 residents, Bloomfield is the 553rd-largest of 1,013 places in Pennsylvania. A personal loan in Bloomfield is priced from your credit file and income, not from the fact that the city holds 1,221 people.
Population in Bloomfield climbed about 0.6% over the three years from 2020 to 2023. If debt is already a strain, a nonprofit credit counsellor can help Bloomfield residents before they take on more. Every figure below is Pennsylvania's own, applied to Bloomfield's 1,221 residents, with the publisher and retrieval date attached. A larger market lies at Newport, PA about 5 miles away.
Bloomfield: population, trend and location
Set out below is Bloomfield's local context next to the state-level rules that reach every lender here.
- Population: about 1,221 people live here, which puts Bloomfield 553rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 0.6%.
- Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
- Size percentile: roughly 45% of Pennsylvania's places have fewer residents than Bloomfield's 1,221.
- Population density: about 1,998 people per square mile (Census land area 0.6 sq mi).
- Land area rank: Bloomfield's 0.6 square miles rank 647th of 1,013 places in Pennsylvania.
- State population share: Bloomfield accounts for about 0.0% of everyone in Pennsylvania.
- National rank: Bloomfield is 9,475th of 19,457 places nationwide.
- Growth in Pennsylvania: Bloomfield stands 142nd by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Bloomfield moved 0.6%.
- Density rank: Bloomfield is the 505th most densely settled place in Pennsylvania.
- Against the state median: Bloomfield runs about 1,998 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.4189, -77.1890 (US Census Bureau Gazetteer).
- Nearest larger cities: Newport (5 mi); Duncannon (9 mi); Marysville (15 mi); Millersburg (15 mi); Carlisle (15 mi). Online lenders reach Bloomfield no matter how far the nearest branch is.
- Smaller places nearby: Landisburg (8 mi); Millerstown (10 mi); Thompsontown (10 mi).
- Smaller places within 50 miles: 64 of them.
- Larger places within 100 miles: 323.
How lenders reach Bloomfield
Bloomfield is moderately settled, with about 1,998 people per square mile and 91 larger places within 50 miles. Lenders licensed in Pennsylvania reach Bloomfield's 1,221 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Newport, PA about 5 miles away.
Where Bloomfield sits in Pennsylvania
Against Pennsylvania's other places, Bloomfield accounts for about 0.0% of the state's population and ranks 553rd of 1,013 by size. Its 2020-to-2023 change ranks 142nd of 1,013 Pennsylvania places, putting it near the 86th percentile for growth. Its roughly 1,998 residents per square mile place it 505th among Pennsylvania's places. By land area, its 0.6 square miles rank 647th of 1,013 places in Pennsylvania.
The anatomy of a Bloomfield personal loan
Bloomfield is a small community of about 1,221 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Bloomfield's 1,221 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Bloomfield decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Bloomfield
Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Bloomfield lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Bloomfield on the map
Bloomfield covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,998 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 112 miles away. A 50-mile radius around Bloomfield takes in 91 places that are larger. The 100-mile radius contains 323 larger places.
Common questions
What are my options in Bloomfield if my credit is poor?
What loan size can I expect in Bloomfield?
Do I have to pledge anything to borrow in Bloomfield?
Does comparing loans in Bloomfield cost me credit score points?
Nearby places
- Newport, PA — population 1,494
- Landisburg, PA — population 223
- Millerstown, PA — population 694
- Thompsontown, PA — population 623
- Duncannon, PA — population 1,455
- Carlisle, PA — population 22,341
- New Buffalo, PA — population 125
- Port Royal, PA — population 793