Personal loans in Blissfield, MI
The Census estimates 3,263 residents in Blissfield, which ranks it 194th of 533 places in Michigan. With roughly 3,263 residents, Blissfield is a small community, and the lending rules its borrowers live under are written in Michigan, not by the city. Compare APR, not the interest rate, because the APR folds in most fees on a Blissfield loan. To lend to Blissfield's 3,263 residents, a company must hold a Michigan licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. The closest larger city is Adrian, MI about 11 miles away.
The Blissfield data picture
Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.
- Population: about 3,263 people live here, which puts Blissfield 194th of 533 Census places in Michigan (Vintage 2023).
- Population trend: A drop of about 1.9% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 62 residents.
- Size percentile: bigger than about 64% of the places in Michigan, with 3,263 residents in Blissfield.
- Density: the Census land area of 2.3 sq mi holds about 1,450 people per square mile.
- Land area rank: Blissfield's 2.3 square miles rank 215th of 533 places in Michigan.
- Water area: Blissfield has 0.06 square miles of water, ranking 217th of 533 places in Michigan.
- State population share: Blissfield accounts for about 0.1% of everyone in Michigan.
- Nationally: Blissfield is the 6,015th-largest of 19,457 Census places in the dataset.
- Growth rank: Blissfield ranks 435th among Michigan's 533 places for the 2020-to-2023 change.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Blissfield's 1.9%.
- Density rank: Blissfield is the 189th most densely settled place in Michigan.
- Density vs Michigan: Blissfield's 1,450 people per square mile compare with a state median of 1,078.
- Location: latitude 41.8303, longitude -83.8617 (Census Gazetteer).
- Nearest larger cities: Adrian (11 mi); Sylvania (11 mi); Tecumseh (13 mi); Dundee (14 mi); Ottawa Hills (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Deerfield (6 mi); Metamora (9 mi); Berkey (9 mi).
- Smaller places within 50 miles: 85 of them.
- Within 100 miles: 199 places are larger than Blissfield.
How lenders reach Blissfield
Blissfield is moderately settled, with about 1,450 people per square mile and 59 larger places within 50 miles. What is available to Blissfield's 3,263 borrowers is set by Michigan licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Adrian, MI about 11 miles away.
How Michigan law applies in Blissfield
Read the table as a lender's compliance picture for Blissfield: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Blissfield against the rest of Michigan
Blissfield is the 194th-largest of 533 Census places in Michigan and contains about 0.1% of the state's people. For population change between 2020 and 2023, Blissfield ranks 435th of 533 in Michigan (about the 18th percentile). At about 1,450 people per square mile, Blissfield is the 189th most densely settled place in Michigan. Within 50 miles sit 85 smaller Census places, alongside the 59 that are larger.
A pre-application checklist for Blissfield
For Blissfield's roughly 3,263 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Michigan licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across Michigan; what changes is your credit file, not the fact that Blissfield holds 3,263 people.
Blissfield: area, density and distance
Inside Blissfield's boundaries lie roughly 2.3 square miles of land and 0.06 square miles of water. The resulting density is about 1,450 people per square mile. The state's population centre of gravity, Detroit, is roughly 55 miles away. A 50-mile radius around Blissfield takes in 59 places that are larger. By land area it ranks 215th of 533 Michigan places.
Common questions
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Nearby places
- Deerfield, MI — population 889
- Berkey, OH — population 284
- Metamora, OH — population 551
- Britton, MI — population 560
- Petersburg, MI — population 1,156
- Sylvania, OH — population 19,035
- Tecumseh, MI — population 8,596
- Adrian, MI — population 20,238