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Personal loans in Blawnox, PA

With 1,402 residents, Blawnox outranks about 49% of the communities in Pennsylvania. Blawnox lost roughly 3.7% of its population across the 2020-to-2023 comparison. Blawnox, Pennsylvania — home to about 1,402 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. For the 1,402 people in Blawnox, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 1,402, the practical step is to compare APR across at least three lenders before committing. The next larger city is Verona, PA about 1 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Blawnox

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

Lender access in Blawnox

Blawnox is a fairly dense community of about 1,402 people, with 157 larger places inside a 50-mile radius. Whether Blawnox has a local branch or not, a Pennsylvania-licensed lender can serve its 1,402 people online on the same terms. The nearest larger city, Verona, PA about 1 miles away.

How a Blawnox personal loan is priced

Blawnox is a small community of about 1,402 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Blawnox loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Blawnox loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Blawnox

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Blawnox lender must follow.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."		Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).		Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).		Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Blawnox: area, density and distance

Blawnox's land area is about 0.3 square miles; a further 0.14 square miles is water. Spread across it are roughly 4,736 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 251 miles away. Within 50 miles of Blawnox there are 157 larger Census places. The 100-mile radius contains 312 larger places.

Blawnox in state context

Among Pennsylvania's 1,013 places, Blawnox sits at 518th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Blawnox stands 948th among Pennsylvania's 1,013 places — roughly the 6th percentile. At about 4,736 people per square mile, Blawnox is the 135th most densely settled place in Pennsylvania. By land area, its 0.3 square miles rank 882nd of 1,013 places in Pennsylvania.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Blawnox if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blawnox is the same as anywhere in Pennsylvania.
What loan size can I expect in Blawnox?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Blawnox?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Blawnox cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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