Personal loans in Blanchard, LA
A single loan can carry different costs on either side of a state line, and Blanchard sits on the Louisiana side of that line. At about 3,385 residents, Blanchard is larger than roughly 74% of the places in Louisiana.
For a borrower among the roughly 3,385 residents of Blanchard, a personal loan is a tool whose cost turns on the terms, not the address. The 2020 count to the 2023 estimate shows about 4.2% decline in Blanchard. Decide the purpose of the loan and your repayment plan before sharing any details with a Blanchard lender. The closest larger city is Shreveport, LA about 11 miles away.
Blanchard: population, trend and location
Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.
- Population: 3,385 people, a figure that places Blanchard 79th among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 4.2% from 2020 to 2023.
- Net change: roughly 148 fewer people than the 2020 Census counted.
- Size percentile: roughly 74% of Louisiana places rank below Blanchard.
- Land and density: 3.5 square miles of land carry roughly 977 residents per square mile.
- Land area rank: Blanchard's 3.5 square miles rank 113th of 302 places in Louisiana.
- Share of Louisiana: Blanchard holds about 0.2% of the state's population, some 3,385 people.
- National standing: Blanchard ranks 5,918th of 19,457 US places.
- Growth rank: Blanchard's 2020-to-2023 change ranks 206th of 302 places in Louisiana.
- Against the state trend: Blanchard's 4.2% change compares with a Louisiana average of -2.1% across its 302 places.
- Density rank: Blanchard places 81st among Louisiana's places by people per square mile.
- Density vs Louisiana: Blanchard's 977 people per square mile compare with a state median of 534.
- Location: 32.6027 / -93.8831, per the US Census Bureau Gazetteer.
- Nearest larger cities: Shreveport (11 mi); Bossier City (14 mi); Haughton (23 mi); Marshall (28 mi); Minden (36 mi). Larger metros often have more branches, but online lenders reach Blanchard on the same terms.
- Smaller communities close by: Mooringsport (7 mi); Benton (10 mi); Belcher (11 mi), each with its own Census population profile.
- Smaller places within 50 miles: 54 of them.
- Within 100 miles: 45 places are larger than Blanchard.
Lender access in Blanchard
With about 977 residents per square mile, Blanchard is moderately settled, and 10 larger Census places sit within 50 miles. Whether Blanchard has a local branch or not, a Louisiana-licensed lender can serve its 3,385 people online on the same terms. For a larger market, the closest option is Shreveport, LA about 11 miles away.
Blanchard on the map
Inside Blanchard's boundaries lie about 3.5 square miles of land, with no significant water area recorded. The resulting density is about 977 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 292 miles. Counting outward 50 miles, 10 larger communities surround Blanchard. By land area it ranks 113th of 302 Louisiana places.
Blanchard's place among Louisiana's 302 places
Among Louisiana's 302 places, Blanchard sits at 79th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 206th of 302 Louisiana places, putting it near the 32th percentile for growth. Its roughly 977 residents per square mile place it 81st among Louisiana's places. In land area, Blanchard ranks 113th among Louisiana's 302 places.
The Louisiana lending rules that reach Blanchard
When Louisiana does not publish a figure, the row links to the source instead of inventing a number; Blanchard is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
Inside a Blanchard personal loan
Most loans made to Blanchard's 3,385 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Blanchard loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Blanchard loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Blanchard if my credit is poor?
What loan size can I expect in Blanchard?
Do I have to pledge anything to borrow in Blanchard?
Does comparing loans in Blanchard cost me credit score points?
Nearby places
- Mooringsport, LA — population 707
- Belcher, LA — population 240
- Shreveport, LA — population 177,959
- Benton, LA — population 2,083
- Oil City, LA — population 868
- Greenwood, LA — population 3,095
- Waskom, TX — population 1,940
- Gilliam, LA — population 115