Personal loans in Blakeslee, OH

Blakeslee is a small community of about 103 residents, and a personal loan taken out here is governed by Ohio statute. Population in Blakeslee dropped about 1.9% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Blakeslee is home to roughly 103 people and stands 898th by size out of 924 Census places in Ohio. Pull your credit reports and line up at least three offers before you apply from Blakeslee. To lend to Blakeslee's 103 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. The nearest larger city is Edon, OH about 3 miles away.

Blakeslee: the sourced local profile

Here is the sourced Census picture for Blakeslee, plus the Ohio lending rules that apply to a loan taken out here.

Population: about 103 people live here, which puts Blakeslee 898th of 924 Census places in Ohio (Vintage 2023).
Population trend: The 2020-to-2023 change is negative, near 1.9%.
People gained or lost: about 2 fewer since the 2020 base.
Size percentile: Blakeslee's 103 people outrank roughly 3% of the places in Ohio.
Population density: about 1,096 people per square mile (Census land area 0.1 sq mi).
Land area rank: Blakeslee's 0.1 square miles rank 905th of 924 places in Ohio.
Share of state population: Blakeslee's 103 residents are about 0.0% of Ohio.
National rank: Blakeslee is the 18,072nd most populous of the 19,457 Census places covered here.
Growth rank: Blakeslee's 2020-to-2023 change ranks 706th of 924 places in Ohio.
State comparison: Ohio's places average +0.9% for 2020-to-2023, against Blakeslee's 1.9%.
Density rank: Blakeslee is the 559th most densely settled place in Ohio.
Density in context: Blakeslee's 1,096 people per square mile sit against a Ohio median of 1,289.
Location: latitude 41.5242, longitude -84.7308 (Census Gazetteer).
Nearest larger cities: Edon (3 mi); Edgerton (5 mi); Montpelier (8 mi); Hamilton (10 mi); Butler (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
Nearest smaller towns: Holiday City (12 mi); New Bavaria (37 mi); Belmore (48 mi) — useful context for the surrounding area.
Smaller places within 50 miles: 3 of them.
Larger places within 100 miles: 523.

How a Blakeslee personal loan is priced

Blakeslee is a small community of about 103 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Blakeslee loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Blakeslee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Ohio rules behind a Blakeslee personal loan

This table holds the Ohio rate and licensing rules for consumer loans made to Blakeslee's 103 residents.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16

Lender access in Blakeslee

Blakeslee is a moderately settled community of about 103 people, with 124 larger places inside a 50-mile radius. Distance to a branch rarely matters for Blakeslee's 103 residents: the application is online and the price follows your credit file. The nearest larger city, Edon, OH about 3 miles away.

Land, water and location for Blakeslee

Inside Blakeslee's boundaries lie about 0.1 square miles of land, with no significant water area recorded. That land carries about 1,096 people per square mile. The state's population centre of gravity, Columbus, is roughly 140 miles away. A 50-mile radius around Blakeslee takes in 124 places that are larger. The 100-mile radius contains 523 larger places.

What to do before borrowing in Blakeslee

Before you apply in Blakeslee, a community of about 103, work through these steps:

Start with the credit file: order the reports, fix the errors, then apply.
Price the payment first with our personal loan calculator before any lender quotes you.
Get several pre-qualifications and compare APR side by side before choosing.
Confirm the lender holds a Ohio licence by checking the regulator named above.
If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
Read the disclosure for an origination fee and any prepayment penalty before signing.
Check that the monthly payment fits your budget next to your existing obligations.

What differs between Blakeslee and the rest of Ohio is not the process but the borrower's own file, among the 103 people here.

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Common questions

What are my options in Blakeslee if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blakeslee is the same as anywhere in Ohio.

What loan size can I expect in Blakeslee?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Blakeslee?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Blakeslee cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Edon, OH — population 786
Edgerton, OH — population 1,866
Montpelier, OH — population 3,886
Butler, IN — population 2,679
Hamilton, IN — population 1,554
Bryan, OH — population 8,609
Holiday City, OH — population 50
Camden, MI — population 516