Personal loans in Billings, OK

Census figures put the 2020-to-2023 decrease in Billings at about 0.9%. Read the disclosure for an origination fee and any prepayment penalty before signing in Billings. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Billings's 574 residents. The nearest larger city is Garber, OK about 10 miles away.

Billings: population, trend and location

Billings is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 574 residents; Billings is the 288th-largest of 590 places in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.9% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: roughly 51% of Oklahoma's places have fewer residents than Billings's 574.
• Land and density: 0.7 square miles of land carry roughly 853 residents per square mile.
• By land area: Billings ranks 384th among Oklahoma's 590 places, at 0.7 sq mi.
• State population share: Billings accounts for about 0.0% of everyone in Oklahoma.
• National rank: Billings is 12,615th of 19,457 places nationwide.
• Growth rank: Billings's 2020-to-2023 change ranks 438th of 590 places in Oklahoma.
• State comparison: Oklahoma's places average +1.3% for 2020-to-2023, against Billings's 0.9%.
• Density rank: Billings places 154th among Oklahoma's places by people per square mile.
• Density in context: Billings's 853 people per square mile sit against a Oklahoma median of 546.
• Location: 36.5376, -97.4417 (Census Gazetteer coordinates).
• Nearest larger cities: Garber (10 mi); Tonkawa (12 mi); Perry (19 mi); Blackwell (20 mi); Pond Creek (22 mi). Lenders licensed in the state serve Billings whether or not they keep a local branch.
• Smaller towns nearby: Hunter (12 mi); Lamont (12 mi); Red Rock (16 mi).
• Within a 50-mile radius: 50 smaller Census places.
• Within 100 miles: 155 places are larger than Billings.

Billings on the map

Billings covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 853 residents per square mile. The state's population centre of gravity, Oklahoma City, is roughly 74 miles away. Billings has 23 larger places within a 50-mile radius. The 100-mile radius contains 155 larger places.

What is available to Billings borrowers

Billings is a moderately settled community of about 574 people, with 23 larger places inside a 50-mile radius. Distance to a branch rarely matters for Billings's 574 residents: the application is online and the price follows your credit file. The nearest bigger place is Garber, OK about 10 miles away.

The Billings borrowing checklist

For Billings's roughly 574 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Oklahoma licence with the regulator named above before committing.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Oklahoma; what changes is your credit file, not the fact that Billings holds 574 people.

How Billings compares across Oklahoma

Set beside Oklahoma's 590 places, Billings ranks 288th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Billings stands 438th among Oklahoma's 590 places — roughly the 26th percentile. By density, at about 853 people per square mile, it ranks 154th in Oklahoma. By land area, its 0.7 square miles rank 384th of 590 places in Oklahoma.

Oklahoma rules behind a Billings personal loan

This table holds the Oklahoma rate and licensing rules for consumer loans made to Billings's 574 residents.