Personal loans in Biggers, AR
For the 308 people in Biggers, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Biggers, Arkansas — home to about 308 people — is a small community, so the terms you are offered follow Arkansas law rather than any local rule. The Census estimates 308 residents in Biggers, which ranks it 321st of 500 places in Arkansas. Census figures put the 2020-to-2023 increase in Biggers at about 0.3%. Price two or three terms so you can see which payment is truly affordable in Biggers. The nearest larger city is Reyno, AR about 3 miles away.
What the Census records for Biggers
Most of what governs a Biggers loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.
- Population: 308 — Biggers ranks 321st of 500 communities in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 0.3% between 2020 and 2023.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: roughly 36% of Arkansas's places have fewer residents than Biggers's 308.
- Land and density: 1.0 square miles of land carry roughly 307 residents per square mile.
- Land area: Biggers covers 1.0 square miles, the 357th-largest area among Arkansas's 500 places.
- Water: Biggers holds about 0.02 square miles, the 156th-largest water area in Arkansas.
- Within Arkansas: about 0.0% of the state's population lives in Biggers.
- National rank: Biggers is the 15,030th most populous of the 19,457 Census places covered here.
- Growth rank: Biggers's 2020-to-2023 change ranks 209th of 500 places in Arkansas.
- Against the state trend: Biggers's 0.3% change compares with a Arkansas average of +0.3% across its 500 places.
- Density rank: Biggers places 297th among Arkansas's places by people per square mile.
- Against the state median: Biggers runs about 307 residents per square mile, where the Arkansas median is 386.
- Location: 36.3314, -90.8007 (Census Gazetteer coordinates).
- Nearest larger cities: Reyno (3 mi); Maynard (8 mi); Pocahontas (11 mi); Corning (13 mi); Lafe (19 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Datto (6 mi); Delaplaine (8 mi); Peach Orchard (9 mi), each with its own Census population profile.
- Smaller neighbours: 28 places smaller than Biggers sit within 50 miles.
- Larger places within 100 miles: 211.
Arkansas rules behind a Biggers personal loan
When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Biggers is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
The Biggers borrowing checklist
For Biggers's roughly 308 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Biggers and the rest of Arkansas is not the process but the borrower's own file, among the 308 people here.
How a Biggers personal loan is priced
Biggers is a small community of about 308 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Biggers's 308 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Biggers loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Biggers
The Census Gazetteer records 1.0 square miles of land and 0.02 square miles of water within Biggers. That land carries about 307 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 141 miles. Biggers has 55 larger places within a 50-mile radius. The 100-mile radius contains 211 larger places.
Where Biggers sits in Arkansas
Within Arkansas, Biggers holds roughly 0.0% of all residents, the 321st-largest share among 500 places. On the 2020-to-2023 trend, Biggers stands 209th among Arkansas's 500 places — roughly the 58th percentile. Its roughly 307 residents per square mile place it 297th among Arkansas's places. The population moved by about 1 people between 2020 and 2023, a 0.3% shift.
Common questions
What are my options in Biggers if my credit is poor?
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Does comparing loans in Biggers cost me credit score points?
Nearby places
- Reyno, AR — population 395
- Datto, AR — population 64
- Delaplaine, AR — population 67
- Maynard, AR — population 376
- Success, AR — population 95
- Peach Orchard, AR — population 104
- O'Kean, AR — population 196
- Pocahontas, AR — population 7,601