Personal loans in Bevier, MO
Two households in Bevier with comparable incomes can still be offered different rates; the city's 630 residents are not the reason. The Census counts 630 people in Bevier, the 428th-largest figure among Missouri's 937 places. Census figures put the 2020-to-2023 decrease in Bevier at about 0.9%. Rate-shopping from Bevier costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger metro is Macon, MO about 5 miles away. Lenders active in Bevier report to a Missouri supervisor, identified in the sourced rows below.
Borrowing in Bevier: the local picture
Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.
- Population: the Census counts 630 residents in Bevier (Vintage 2023 subcounty estimate), the 428th-largest figure among Missouri's 937 places.
- Population trend: A loss of roughly 0.9% between 2020 and 2023.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: roughly 54% of Missouri's places have fewer residents than Bevier's 630.
- Population density: about 607 people per square mile (Census land area 1.0 sq mi).
- Land area: Bevier covers 1.0 square miles, the 409th-largest area among Missouri's 937 places.
- State share: roughly 0.0% of Missouri's residents live in Bevier (630 people).
- National rank: Bevier sits 12,229th by population among the 19,457 places in this dataset.
- Growth rank: Bevier ranks 633rd among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Bevier's 0.9% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Bevier ranks 560th by people per square mile.
- Density in context: Bevier's 607 people per square mile sit against a Missouri median of 743.
- Location: 39.7514 / -92.5639, per the US Census Bureau Gazetteer.
- Nearest larger cities: Macon (5 mi); Clarence (16 mi); La Plata (19 mi); Marceline (21 mi); Huntsville (22 mi). Online lenders reach Bevier no matter how far the nearest branch is.
- Smaller places close by: Callao (3 mi); New Cambria (10 mi); Atlanta (11 mi).
- Smaller neighbours: 59 places smaller than Bevier sit within 50 miles.
- At 100 miles: 131 larger Census places fall inside that radius.
What shapes a Bevier personal loan
With roughly 630 residents, Bevier is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bevier can be quoted different APRs on the same amount and term. Shortening the term on a Bevier loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Borrowing reach in Bevier
Bevier is a moderately settled community of about 630 people, with 22 larger places inside a 50-mile radius. Lenders licensed in Missouri reach Bevier's 630 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Macon, MO about 5 miles away.
Bevier on the map
The Census Gazetteer records about 1.0 square miles of land within Bevier, with no significant water area listed. That land carries about 607 people per square mile. Kansas City, the largest place in Missouri, is about 114 miles from Bevier. Counting outward 50 miles, 22 larger communities surround Bevier. By land area it ranks 409th of 937 Missouri places.
A practical checklist for Bevier borrowers
Before you apply in Bevier, a community of about 630, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Missouri regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
None of these steps is Bevier-specific: the same Missouri licensing and disclosure rules reach all 630 residents.
What Missouri law requires in Bevier
Read the table as a lender's compliance picture for Bevier: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Bevier if my credit is poor?
What loan size can I expect in Bevier?
Do I have to pledge anything to borrow in Bevier?
Does comparing loans in Bevier cost me credit score points?
Nearby places
- Callao, MO — population 248
- Macon, MO — population 5,495
- Atlanta, MO — population 376
- Jacksonville, MO — population 121
- New Cambria, MO — population 153
- Elmer, MO — population 51
- Ethel, MO — population 48
- Cairo, MO — population 203