Personal loans in Bethel Acres, OK

An estimated 3,198 people make their home in Bethel Acres, a figure that ranks 104th in Oklahoma. The next larger city is Shawnee, OK about 6 miles away. Population in Bethel Acres climbed about 5.5% over the three years from 2020 to 2023. Rate ceilings, licensing requirements and product limits for Bethel Acres are all set at the Oklahoma level. Decide the purpose of the loan and your repayment plan before sharing any details with a Bethel Acres lender.

Bethel Acres by the numbers

Two layers matter for a Bethel Acres borrower: the local population picture and Oklahoma's consumer-lending statutes.

• Population: 3,198 — Bethel Acres ranks 104th of 590 communities in Oklahoma (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 5.5% since the 2020 count.
• People gained or lost: about 166 more since the 2020 base.
• Size percentile: Bethel Acres sits ahead of around 82% of Oklahoma places, at 3,198 people.
• Density: roughly 113 residents per square mile, spread over 28.3 sq mi of land.
• By land area: Bethel Acres ranks 25th among Oklahoma's 590 places, at 28.3 sq mi.
• Water: Bethel Acres holds about 0.01 square miles, the 193rd-largest water area in Oklahoma.
• Share of state population: Bethel Acres's 3,198 residents are about 0.1% of Oklahoma.
• Nationally: Bethel Acres is the 6,074th-largest of 19,457 Census places in the dataset.
• Growth rank: Bethel Acres ranks 57th among Oklahoma's 590 places for the 2020-to-2023 change.
• Against the state trend: Bethel Acres's 5.5% change compares with a Oklahoma average of +1.3% across its 590 places.
• Density rank: Bethel Acres places 514th among Oklahoma's places by people per square mile.
• Density vs Oklahoma: Bethel Acres's 113 people per square mile compare with a state median of 546.
• Location: the Census Gazetteer records it at 35.3114, -97.0451.
• Nearest larger cities: Shawnee (6 mi); Tecumseh (7 mi); McLoud (8 mi); Harrah (14 mi); Choctaw (17 mi). Online lenders reach Bethel Acres no matter how far the nearest branch is.
• Smaller places close by: Pink (6 mi); Brooksville (8 mi); Macomb (11 mi).
• Smaller places within 50 miles: 80 of them.
• At 100 miles: 72 larger Census places fall inside that radius.

The geography behind Bethel Acres

Bethel Acres's land area is about 28.3 square miles; a further 0.01 square miles is water. That land carries about 113 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 29 miles from Bethel Acres. A 50-mile radius around Bethel Acres takes in 33 places that are larger. Within the same 50 miles lie 80 smaller Census places.

Bethel Acres against the rest of Oklahoma

Set beside Oklahoma's 590 places, Bethel Acres ranks 104th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 57th of 590 Oklahoma places, putting it near the 90th percentile for growth. Its roughly 113 residents per square mile place it 514th among Oklahoma's places. In land area, Bethel Acres ranks 25th among Oklahoma's 590 places.

How a Bethel Acres personal loan is priced

Most loans made to Bethel Acres's 3,198 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Bethel Acres lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Bethel Acres loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Bethel Acres

Before you hand your details to a lender in Bethel Acres, where the population is near 3,198:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Oklahoma regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Bethel Acres-specific: the same Oklahoma licensing and disclosure rules reach all 3,198 residents.

Oklahoma consumer-lending rules applied in Bethel Acres

These are Oklahoma's sourced lending facts as they reach Bethel Acres's 3,198 residents; the state has no city-level rate rule.