Personal loans in Bertram, TX

Bertram is a small community of about 2,060 residents, and a personal loan taken out here is governed by Texas statute. Population in Bertram climbed about 26.5% over the three years from 2020 to 2023. For a community of about 2,060, the practical step is to compare APR across at least three lenders before committing. The closest larger place is Burnet, TX about 10 miles away.

Borrowing in Bertram: the local picture

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: about 2,060, ranked 591st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 26.5% from 2020 to 2023.
• People gained or lost: about 432 more since the 2020 base.
• Size percentile: with 2,060 residents, Bertram is larger than about 52% of Texas's Census places.
• Density: the Census land area of 1.9 sq mi holds about 1,096 people per square mile.
• Land area: Bertram covers 1.9 square miles, the 753rd-largest area among Texas's 1,224 places.
• Water area: Bertram has 0.01 square miles of water, ranking 496th of 1,224 places in Texas.
• Share of Texas: Bertram holds about 0.0% of the state's population, some 2,060 people.
• National rank: Bertram sits 7,520th by population among the 19,457 places in this dataset.
• Growth in Texas: Bertram stands 60th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Bertram's 26.5% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Bertram is the 450th most densely settled place in Texas.
• Against the state median: Bertram runs about 1,096 residents per square mile, where the Texas median is 840.
• Location: latitude 30.7420, longitude -98.0624 (Census Gazetteer).
• Nearest larger cities: Burnet (10 mi); Liberty Hill (11 mi); Leander (17 mi); Marble Falls (18 mi); Jonestown (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Florence (17 mi); Meadowlakes (18 mi); Double Horn (19 mi).
• Smaller neighbours: 28 places smaller than Bertram sit within 50 miles.
• Larger places within 100 miles: 98.

How personal loans work in Bertram

Most loans made to Bertram's 2,060 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Bertram's rank of 591st in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bertram loan but raises total interest, so the smallest payment is not the cheapest loan.

The Texas lending rules that reach Bertram

Texas has no separate rate rule for Bertram; the sourced rows below are what reach every lender that serves its 2,060 people.

Lender access in Bertram

At roughly 1,096 people per square mile, Bertram is moderately settled; 35 larger places lie within 50 miles. Distance to a branch rarely matters for Bertram's 2,060 residents: the application is online and the price follows your credit file. The nearest larger city, Burnet, TX about 10 miles away.

Bertram's place among Texas's 1,224 places

Among Texas's 1,224 places, Bertram sits at 591st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Bertram ranks 60th of 1,224 in Texas (about the 95th percentile). Its roughly 1,096 residents per square mile place it 450th among Texas's places. The population moved by about 432 people between 2020 and 2023, a 26.5% shift.

Bertram on the map

Bertram covers about 1.9 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,096 people per square mile. The state's population centre of gravity, Houston, is roughly 173 miles away. Bertram has 35 larger places within a 50-mile radius. By land area it ranks 753rd of 1,224 Texas places.