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Personal loans in Bentley, KS

An estimated 572 people make their home in Bentley, a figure that ranks 262nd in Kansas. The roughly 572 people who live in Bentley borrow under Kansas rules; city hall sets no personal-loan rate. Verify the lender's Kansas licence against the regulator named below before borrowing in Bentley. Lenders active in Bentley report to a Kansas supervisor, identified in the sourced rows below. Bentley gained roughly 2.1% in population across the 2020-to-2023 comparison. The next larger city is Sedgwick, KS about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Borrowing in Bentley: the local picture

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

The geography behind Bentley

The Census Gazetteer records about 0.3 square miles of land within Bentley, with no significant water area listed. That land carries about 1,882 people per square mile. The state's population centre of gravity, Wichita, is roughly 16 miles away. Bentley has 56 larger places within a 50-mile radius. Within the same 50 miles lie 30 smaller Census places.

What shapes a Bentley personal loan

Most loans made to Bentley's 572 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bentley. The term you choose in Bentley decides the split between a comfortable payment and the total interest you pay.

Bentley in state context

Bentley is the 262nd-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 38th of 625 Kansas places, putting it near the 94th percentile for growth. By density, at about 1,882 people per square mile, it ranks 37th in Kansas. Within 50 miles sit 30 smaller Census places, alongside the 56 that are larger.

Lender access in Bentley

At roughly 1,882 people per square mile, Bentley is moderately settled; 56 larger places lie within 50 miles. Whether Bentley has a local branch or not, a Kansas-licensed lender can serve its 572 people online on the same terms. For a larger market, the closest option is Sedgwick, KS about 6 miles away.

Which Kansas laws govern a loan in Bentley

Read the table as a lender's compliance picture for Bentley: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bentley if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bentley is the same as anywhere in Kansas.
What loan size can I expect in Bentley?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bentley?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bentley cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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