Personal loans in Benedict, ND

Benedict is home to roughly 66 people and stands 255th by size out of 355 Census places in North Dakota. To lend to Benedict's 66 residents, a company must hold a North Dakota licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 increase in Benedict at about 1.5%. Borrowers who want a bigger city can look to Max, ND about 10 miles away.

Borrowing in Benedict: the local picture

Most of what governs a Benedict loan is written in North Dakota law rather than in the city; the sourced notes below make that split concrete.

• Population: about 66, ranked 255th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.5% above the 2020 Census base.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: with 66 residents, Benedict is larger than about 28% of North Dakota's Census places.
• Population density: 264 people per square mile on 0.2 square miles of land.
• Land area rank: Benedict's 0.2 square miles rank 284th of 355 places in North Dakota.
• Share of North Dakota: Benedict holds about 0.0% of the state's population, some 66 people.
• Nationally: Benedict is the 18,721st-largest of 19,457 Census places in the dataset.
• Growth rank: Benedict ranks 36th among North Dakota's 355 places for the 2020-to-2023 change.
• Against the state trend: Benedict's 1.5% change compares with a North Dakota average of -1.2% across its 355 places.
• Density rank: Benedict is the 209th most densely settled place in North Dakota.
• Against the state median: Benedict runs about 264 residents per square mile, where the North Dakota median is 352.
• Location: it lies at 47.8301, -101.0843 in the Census Gazetteer.
• Nearest larger cities: Max (10 mi); Velva (17 mi); Sawyer (18 mi); Butte (19 mi); Douglas (19 mi). Lenders licensed in the state serve Benedict whether or not they keep a local branch.
• Nearest smaller towns: Ruso (7 mi); Voltaire (17 mi); Bergen (21 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 7 smaller Census places.
• Larger places within 100 miles: 97.

What a Benedict borrower is actually offered

Most loans made to Benedict's 66 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Benedict. A longer term lowers the monthly payment on a Benedict loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Benedict

The Census Gazetteer records about 0.2 square miles of land within Benedict, with no significant water area listed. With 66 residents, the land area yields roughly 264 people per square mile. For the state's biggest city, Fargo, the distance is roughly 210 miles. Counting outward 50 miles, 32 larger communities surround Benedict. Within the same 50 miles lie 7 smaller Census places.

Where Benedict sits in North Dakota

Set beside North Dakota's 355 places, Benedict ranks 255th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 36th of 355 North Dakota places, putting it near the 90th percentile for growth. At about 264 people per square mile, Benedict is the 209th most densely settled place in North Dakota. In land area, Benedict ranks 284th among North Dakota's 355 places.

Before you apply in Benedict

A sensible order of operations for a loan in Benedict, home to about 66 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the North Dakota licence with the regulator named above before committing.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Benedict and the rest of North Dakota is not the process but the borrower's own file, among the 66 people here.

Which North Dakota laws govern a loan in Benedict

When North Dakota does not publish a figure, the row links to the source instead of inventing a number; Benedict is bound by the same rules.