Personal loans in Bellflower, CA
By population, Bellflower sits at 116th in California, with an estimated 75,122 residents. For a borrower among the roughly 75,122 residents of Bellflower, a personal loan is a tool whose cost turns on the terms, not the address.
Population in Bellflower dropped about 5.2% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Bellflower. Every figure below is California's own, applied to Bellflower's 75,122 residents, with the publisher and retrieval date attached. The next larger city is Lakewood, CA about 3 miles away.
Bellflower by the numbers
Only a few things actually differ by place — population, area, location, and the California rules a lender must follow — and they are below.
- Population: about 75,122, ranked 116th of 482 places in California (Census Vintage 2023 subcounty estimate).
- Population trend: About 5.2% below the 2020 Census base.
- Net change: roughly 4,090 fewer people than the 2020 Census counted.
- Size percentile: about 76% of California's Census places are smaller than Bellflower.
- Density: the Census land area of 6.1 sq mi holds about 12,281 people per square mile.
- Land area rank: Bellflower's 6.1 square miles rank 297th of 482 places in California.
- Water area: Bellflower has 0.05 square miles of water, ranking 215th of 482 places in California.
- Share of California: Bellflower holds about 0.2% of the state's population, some 75,122 people.
- National standing: Bellflower ranks 489th of 19,457 US places.
- Growth rank: Bellflower ranks 429th among California's 482 places for the 2020-to-2023 change.
- Against the state trend: Bellflower's 5.2% change compares with a California average of -1.3% across its 482 places.
- Density rank: Bellflower places 16th among California's places by people per square mile.
- Against the state median: Bellflower runs about 12,281 residents per square mile, where the California median is 3,455.
- Location: coordinates 33.8878, -118.1273 (US Census Bureau Gazetteer).
- Nearest larger cities: Lakewood (3 mi); Norwalk (3 mi); Downey (3 mi); South Gate (5 mi); Compton (6 mi). Larger metros often have more branches, but online lenders reach Bellflower on the same terms.
- Smaller places close by: Paramount (2 mi); Artesia (3 mi); Cerritos (4 mi).
- Smaller neighbours: 90 places smaller than Bellflower sit within 50 miles.
- At 100 miles: 67 larger Census places fall inside that radius.
The Bellflower borrowing checklist
Before you apply in Bellflower, a community of about 75,122, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the California licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Bellflower and the rest of California is not the process but the borrower's own file, among the 75,122 people here.
What is available to Bellflower borrowers
Bellflower is a densely built community of about 75,122 people, with 48 larger places inside a 50-mile radius. What is available to Bellflower's 75,122 borrowers is set by California licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Lakewood, CA about 3 miles away.
How California law applies in Bellflower
Every row below records a California rule, its publisher and its retrieval date — the same rules a Bellflower lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | California Department of Financial Protection and Innovation (DFPI) Source says: "“Department” means the Department of Financial Protection and Innovation". | California Legislature — Financial Code § 23001 as of 2026-09-16 |
| Payday lending status | Permitted under the California Deferred Deposit Transaction Law; max $300 face amount; fee ≤15%; term up to 31 days Source says: "The face amount of the check shall not exceed three hundred dollars ($300)"; "A fee for a deferred deposit transaction shall not exceed 15 percent of the face amount of the check" (Financial Code § 23036). | California Legislature — Financial Code § 23035 (and § 23036) as of 2026-09-16 |
| Small-loan / installment lender licensing | Finance lender/broker license required from the Commissioner of Financial Protection and Innovation (California Financing Law) Source says: "No person shall engage in the business of a finance lender or broker without obtaining a license from the commissioner". | California Legislature — Financial Code § 22100 as of 2026-09-16 |
The geography behind Bellflower
The Census Gazetteer records 6.1 square miles of land and 0.05 square miles of water within Bellflower. With 75,122 residents, the land area yields roughly 12,281 people per square mile. The largest place in California, Los Angeles, lies about 19 miles away. Within 50 miles of Bellflower there are 48 larger Census places. By land area it ranks 297th of 482 California places.
Bellflower's place among California's 482 places
Within California, Bellflower holds roughly 0.2% of all residents, the 116th-largest share among 482 places. On the 2020-to-2023 trend, Bellflower stands 429th among California's 482 places — roughly the 11th percentile. At about 12,281 people per square mile, Bellflower is the 16th most densely settled place in California. The population moved by about 4,090 people between 2020 and 2023, a 5.2% shift.
Common questions
What are my options in Bellflower if my credit is poor?
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Does comparing loans in Bellflower cost me credit score points?
Nearby places
- Paramount, CA — population 51,072
- Lakewood, CA — population 78,135
- Norwalk, CA — population 98,078
- Downey, CA — population 108,816
- Artesia, CA — population 15,597
- Cerritos, CA — population 46,797
- Hawaiian Gardens, CA — population 13,396
- Santa Fe Springs, CA — population 20,174