Personal loans in Bellevue, MI
In Bellevue, one of 533 Census places in Michigan, the figure to compare across lenders is the APR, not the advertised rate. From the 2020 Census base to the 2023 estimate, the population declined by about 0.7%. With 1,338 residents, Bellevue outranks about 41% of the communities in Michigan. Use the calculator on this page to price an amount and term before you commit in Bellevue. Rate ceilings, licensing requirements and product limits for Bellevue are all set at the Michigan level. For a bigger market, look to Olivet, MI about 5 miles away.
Where Bellevue stands
What follows is Bellevue's place in the Census record, alongside the Michigan rules that govern a personal loan made here.
- Population: about 1,338, ranked 315th of 533 places in Michigan (Census Vintage 2023 subcounty estimate).
- Population trend: About 0.7% below the 2020 Census base.
- People gained or lost: about 9 fewer since the 2020 base.
- Size percentile: roughly 41% of Michigan's places have fewer residents than Bellevue's 1,338.
- Population density: about 1,316 people per square mile (Census land area 1.0 sq mi).
- Land area rank: Bellevue's 1.0 square miles rank 398th of 533 places in Michigan.
- Water area: Bellevue has 0.07 square miles of water, ranking 193rd of 533 places in Michigan.
- Share of Michigan: Bellevue holds about 0.0% of the state's population, some 1,338 people.
- Nationally: Bellevue is the 9,141st-largest of 19,457 Census places in the dataset.
- Growth in Michigan: Bellevue stands 272nd by percentage change from 2020 to 2023, among 533 places.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Bellevue's 0.7%.
- Density rank: Bellevue is the 216th most densely settled place in Michigan.
- Density in context: Bellevue's 1,316 people per square mile sit against a Michigan median of 1,078.
- Location: 42.4443, -85.0187 (Census Gazetteer coordinates).
- Nearest larger cities: Olivet (5 mi); Nashville (12 mi); Charlotte (13 mi); Marshall (13 mi); Springfield (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Vermontville (13 mi); Springport (17 mi); Augusta (19 mi).
- Smaller places within 50 miles: 48 of them.
- Within 100 miles: 286 places are larger than Bellevue.
What Michigan law requires in Bellevue
These are Michigan's sourced lending facts as they reach Bellevue's 1,338 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
What a Bellevue borrower is actually offered
Bellevue is a small community of about 1,338 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Bellevue's 1,338 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bellevue loan is knowable in advance — unlike a revolving card balance.
Bellevue in state context
Among Michigan's 533 places, Bellevue sits at 315th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bellevue stands 272nd among Michigan's 533 places — roughly the 49th percentile. At about 1,316 people per square mile, Bellevue is the 216th most densely settled place in Michigan. In land area, Bellevue ranks 398th among Michigan's 533 places.
Where Bellevue sits
Bellevue's land area is about 1.0 square miles; a further 0.07 square miles is water. The resulting density is about 1,316 people per square mile. Detroit, the largest place in Michigan, is about 98 miles from Bellevue. Within 50 miles of Bellevue there are 59 larger Census places. By land area it ranks 398th of 533 Michigan places.
A pre-application checklist for Bellevue
These steps shape the offer you get in Bellevue, a place of about 1,338 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Michigan licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Bellevue and the rest of Michigan is not the process but the borrower's own file, among the 1,338 people here.
Common questions
What are my options in Bellevue if my credit is poor?
What loan size can I expect in Bellevue?
Do I have to pledge anything to borrow in Bellevue?
Does comparing loans in Bellevue cost me credit score points?
Nearby places
- Olivet, MI — population 1,347
- Nashville, MI — population 1,611
- Vermontville, MI — population 747
- Marshall, MI — population 6,774
- Charlotte, MI — population 9,242
- Springfield, MI — population 5,281
- Battle Creek, MI — population 52,175
- Woodland, MI — population 424