Personal loans in Bellefonte, DE
The first question in Bellefonte is not the rate on offer but whether the payment fits; about 1,233 people live here under Delaware lending law. To lend to Bellefonte's 1,233 residents, a company must hold a Delaware licence, and each sourced row below names the regulator behind it. At about 1,233 residents, Bellefonte is larger than roughly 49% of the places in Delaware. Price two or three terms so you can see which payment is truly affordable in Bellefonte. Bellefonte added about 0.6% to its population between the 2020 base and the 2023 estimate. The closest larger place is Wilmington, DE about 3 miles away.
The Bellefonte data picture
What follows is Bellefonte's place in the Census record, alongside the Delaware rules that govern a personal loan made here.
- Population: an estimated 1,233 residents, 29th of 57 places in Delaware (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 0.6% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
- Size percentile: about 49% of Delaware communities are smaller than Bellefonte (1,233 residents).
- Population density: 6,966 people per square mile on 0.2 square miles of land.
- Land area: Bellefonte covers 0.2 square miles, the 50th-largest area among Delaware's 57 places.
- Within Delaware: about 0.4% of the state's population lives in Bellefonte.
- National rank: Bellefonte is 9,437th of 19,457 places nationwide.
- Growth rank: Bellefonte's 2020-to-2023 change ranks 51st of 57 places in Delaware.
- State comparison: Delaware's places average +6.8% for 2020-to-2023, against Bellefonte's 0.6%.
- Density rank: Bellefonte is the 1st most densely settled place in Delaware.
- Density in context: Bellefonte's 6,966 people per square mile sit against a Delaware median of 1,284.
- Location: 39.7669, -75.4982 (Census Gazetteer coordinates).
- Nearest larger cities: Wilmington (3 mi); Penns Grove (3 mi); Marcus Hook (5 mi); Elsmere (5 mi); Trainer (6 mi). Living near a larger metro rarely changes what is available in Bellefonte.
- Nearest smaller towns: Ardencroft (3 mi); Ardentown (3 mi); Arden (3 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 43 of them.
- At 100 miles: 528 larger Census places fall inside that radius.
What Delaware law requires in Bellefonte
When Delaware does not publish a figure, the row links to the source instead of inventing a number; Bellefonte is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Delaware Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner is responsible for regulating and examining State-chartered banks and trust companies and licensed financial services businesses". | Delaware Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the State Bank Commissioner; making more than 5 loans in any 12-month period is deemed 'transacting the business of lending' Source says: "Every person desiring to transact the business of lending money in this State shall be required to obtain a license under this chapter". | Delaware General Assembly — 5 Del. C. § 2202 as of 2026-09-16 |
| Title loans (5 Del. C. ch. 22, subch. V) | Title loans permitted: secured by motor vehicle title, original repayment period of 180 days or less; borrower has a right to rescind until the end of the next business day Source says: "“Title loan” means a loan made to one or more natural persons by a licensee and secured by the title to a motor vehicle". | Delaware General Assembly — 5 Del. C. § 2250 as of 2026-09-16 |
How personal loans work in Bellefonte
With roughly 1,233 residents, Bellefonte is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Bellefonte loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Bellefonte loan is knowable in advance — unlike a revolving card balance.
Bellefonte: area, density and distance
Bellefonte covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 6,966 residents per square mile. Wilmington, the largest place in Delaware, is about 3 miles from Bellefonte. Bellefonte has 179 larger places within a 50-mile radius. By land area it ranks 50th of 57 Delaware places.
Lender access in Bellefonte
With about 6,966 residents per square mile, Bellefonte is densely built, and 179 larger Census places sit within 50 miles. A Delaware licence lets a lender serve Bellefonte without a local office, so branch density does not change what its 1,233 residents are offered. The nearest bigger place is Wilmington, DE about 3 miles away.
How Bellefonte compares across Delaware
Within Delaware, Bellefonte holds roughly 0.4% of all residents, the 29th-largest share among 57 places. Its 2020-to-2023 change ranks 51st of 57 Delaware places, putting it near the 11th percentile for growth. At about 6,966 people per square mile, Bellefonte is the 1st most densely settled place in Delaware. In land area, Bellefonte ranks 50th among Delaware's 57 places.
Common questions
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Nearby places
- Ardencroft, DE — population 229
- Ardentown, DE — population 254
- Arden, DE — population 433
- Wilmington, DE — population 71,675
- Penns Grove, NJ — population 4,865
- Marcus Hook, PA — population 2,432
- Elsmere, DE — population 6,157
- Trainer, PA — population 1,960