Personal loans in Bell Acres, PA

Local context for Bell Acres

Here is the sourced Census picture for Bell Acres, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: about 1,465, ranked 503rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 2.8% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 42 residents.
• Size percentile: about 50% of Pennsylvania communities are smaller than Bell Acres (1,465 residents).
• Population density: about 274 people per square mile (Census land area 5.4 sq mi).
• By land area: Bell Acres ranks 58th among Pennsylvania's 1,013 places, at 5.4 sq mi.
• Share of state population: Bell Acres's 1,465 residents are about 0.0% of Pennsylvania.
• National rank: Bell Acres is 8,767th of 19,457 places nationwide.
• Growth rank: Bell Acres's 2020-to-2023 change ranks 865th of 1,013 places in Pennsylvania.
• Against the state trend: Bell Acres's 2.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density in Pennsylvania: Bell Acres ranks 928th by people per square mile.
• Density in context: Bell Acres's 274 people per square mile sit against a Pennsylvania median of 1,990.
• Location: latitude 40.5898, longitude -80.1738 (Census Gazetteer).
• Nearest larger cities: Edgeworth (3 mi); Ambridge (3 mi); Sewickley (3 mi); Economy (4 mi); Franklin Park (4 mi). Larger metros often have more branches, but online lenders reach Bell Acres on the same terms.
• Nearest smaller places: Sewickley Heights (2 mi); Leetsdale (3 mi); Sewickley Hills (3 mi).
• Smaller places within 50 miles: 174 of them.
• Larger places within 100 miles: 373.

How Pennsylvania law applies in Bell Acres

Below are the Pennsylvania rules that apply to a loan made in Bell Acres, each with the regulator that issued it.

How a Bell Acres personal loan is priced

Bell Acres is a small community of about 1,465 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Bell Acres lender to disclose the APR and finance charge before you sign. The term you choose in Bell Acres decides the split between a comfortable payment and the total interest you pay.

Bell Acres's place among Pennsylvania's 1,013 places

Bell Acres is the 503rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Bell Acres stands 865th among Pennsylvania's 1,013 places — roughly the 15th percentile. At about 274 people per square mile, Bell Acres is the 928th most densely settled place in Pennsylvania. The population moved by about 42 people between 2020 and 2023, a 2.8% shift.

The geography behind Bell Acres

The Census Gazetteer records about 5.4 square miles of land within Bell Acres, with no significant water area listed. That land carries about 274 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 269 miles away. A 50-mile radius around Bell Acres takes in 166 places that are larger. Within the same 50 miles lie 174 smaller Census places.

How lenders reach Bell Acres

At roughly 274 people per square mile, Bell Acres is lightly settled; 166 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Bell Acres's 1,465 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Edgeworth, PA about 3 miles away.