Personal loans in Beaverville, IL
A lender that serves Beaverville operates under Illinois lending statutes and a Illinois supervisor. With an estimated 293 residents, Beaverville is the 1,015th-largest of 1,294 places in Illinois.
Beaverville, Illinois — home to about 293 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. The trend for Beaverville between 2020 and 2023 is downward by roughly 4.2%. Decide the purpose of the loan and your repayment plan before sharing any details with a Beaverville lender. Borrowers who want a bigger city can look to Martinton, IL about 5 miles away.
The Beaverville data picture
Beaverville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 293, ranked 1,015th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 4.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 13 residents.
- Size percentile: bigger than about 22% of the places in Illinois, with 293 residents in Beaverville.
- Population density: about 1,065 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Beaverville covers 0.3 square miles, the 1,182nd-largest area among Illinois's 1,294 places.
- State population share: Beaverville accounts for about 0.0% of everyone in Illinois.
- National standing: Beaverville ranks 15,196th of 19,457 US places.
- Growth in Illinois: Beaverville stands 1,161st by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Beaverville's 4.2%.
- Density rank: Beaverville places 612th among Illinois's places by people per square mile.
- Density vs Illinois: Beaverville's 1,065 people per square mile compare with a state median of 993.
- Location: 40.9537 / -87.6540, per the US Census Bureau Gazetteer.
- Nearest larger cities: Martinton (5 mi); St. Anne (6 mi); Hopkins Park (8 mi); Morocco (11 mi); Aroma Park (12 mi). Online lenders reach Beaverville no matter how far the nearest branch is.
- Nearest smaller towns: Papineau (3 mi); Donovan (5 mi); Iroquois (9 mi).
- Smaller neighbours: 27 places smaller than Beaverville sit within 50 miles.
- At 100 miles: 635 larger Census places fall inside that radius.
How a Beaverville personal loan is priced
A Beaverville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 293 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Beaverville. Because the payment is fixed, the total cost of a Beaverville loan is knowable in advance — unlike a revolving card balance.
Beaverville in state context
Set beside Illinois's 1,294 places, Beaverville ranks 1,015th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Beaverville stands 1,161st among Illinois's 1,294 places — roughly the 10th percentile. At about 1,065 people per square mile, Beaverville is the 612th most densely settled place in Illinois. The population moved by about 13 people between 2020 and 2023, a 4.2% shift.
Illinois rules behind a Beaverville personal loan
Read the table as a lender's compliance picture for Beaverville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Before you apply in Beaverville
These steps shape the offer you get in Beaverville, a place of about 293 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Illinois regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Illinois; what changes is your credit file, not the fact that Beaverville holds 293 people.
Beaverville on the map
The Census Gazetteer records about 0.3 square miles of land within Beaverville, with no significant water area listed. Spread across it are roughly 1,065 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 61 miles. Beaverville has 159 larger places within a 50-mile radius. The 100-mile radius contains 635 larger places.
Common questions
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What loan size can I expect in Beaverville?
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Does comparing loans in Beaverville cost me credit score points?
Nearby places
- Papineau, IL — population 131
- Donovan, IL — population 238
- Martinton, IL — population 322
- St. Anne, IL — population 1,129
- Hopkins Park, IL — population 583
- Iroquois, IL — population 129
- Sun River Terrace, IL — population 447
- Watseka, IL — population 4,510