Personal loans in Beaverdam, OH

The nearest larger city is Lafayette, OH about 5 miles away. Beaverdam shed about 2.2% of its population between the 2020 base and the 2023 estimate. Which products a lender may offer to Beaverdam's 314 residents follows from the Ohio consumer-lending framework. For a community of about 314, the practical step is to compare APR across at least three lenders before committing.

Beaverdam: the sourced local profile

Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.

• Population: 314 people, a figure that places Beaverdam 747th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.2% since the 2020 count.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: Beaverdam sits ahead of around 19% of Ohio places, at 314 people.
• Density: the Census land area of 0.6 sq mi holds about 498 people per square mile.
• By land area: Beaverdam ranks 629th among Ohio's 924 places, at 0.6 sq mi.
• State share: roughly 0.0% of Ohio's residents live in Beaverdam (314 people).
• National rank: Beaverdam sits 14,956th by population among the 19,457 places in this dataset.
• Growth rank: Beaverdam ranks 765th among Ohio's 924 places for the 2020-to-2023 change.
• Against the state trend: Beaverdam's 2.2% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Beaverdam places 809th among Ohio's places by people per square mile.
• Density vs Ohio: Beaverdam's 498 people per square mile compare with a state median of 1,289.
• Location: latitude 40.8325, longitude -83.9734 (Census Gazetteer).
• Nearest larger cities: Lafayette (5 mi); Cairo (6 mi); Bluffton (6 mi); Columbus Grove (8 mi); Pandora (8 mi). Larger metros often have more branches, but online lenders reach Beaverdam on the same terms.
• Smaller towns nearby: Mount Cory (11 mi); Gilboa (13 mi); Jenera (14 mi).
• Smaller places within 50 miles: 48 of them.
• Within 100 miles: 488 places are larger than Beaverdam.

The Beaverdam borrowing checklist

For Beaverdam's roughly 314 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Ohio regulator's records to confirm the lender is licensed here.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Check that the monthly payment fits your budget next to your existing obligations.

In Beaverdam as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 314 residents.

How Beaverdam compares across Ohio

Among Ohio's 924 places, Beaverdam sits at 747th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 765th of 924 Ohio places, putting it near the 17th percentile for growth. By density, at about 498 people per square mile, it ranks 809th in Ohio. Within 50 miles sit 48 smaller Census places, alongside the 117 that are larger.

What a Beaverdam borrower is actually offered

Most loans made to Beaverdam's 314 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Beaverdam. The term you choose in Beaverdam decides the split between a comfortable payment and the total interest you pay.

Getting a loan in Beaverdam

With about 498 residents per square mile, Beaverdam is lightly settled, and 117 larger Census places sit within 50 miles. Distance to a branch rarely matters for Beaverdam's 314 residents: the application is online and the price follows your credit file. The nearest larger city, Lafayette, OH about 5 miles away.

Which Ohio laws govern a loan in Beaverdam

Read the table as a lender's compliance picture for Beaverdam: the rule, the sourced figure, the publisher and the date.