Personal loans in Beaver, IA

Where Beaver stands

Set out below is Beaver's local context next to the state-level rules that reach every lender here.

• Population: about 44 people live here, which puts Beaver 902nd of 940 Census places in Iowa (Vintage 2023).
• Population trend: A drop of about 2.2% from 2020 to 2023.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 4% of Iowa places rank below Beaver.
• Population density: 176 people per square mile on 0.2 square miles of land.
• Land area rank: Beaver's 0.2 square miles rank 829th of 940 places in Iowa.
• State share: roughly 0.0% of Iowa's residents live in Beaver (44 people).
• National standing: Beaver ranks 19,052nd of 19,457 US places.
• Growth in Iowa: Beaver stands 683rd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Beaver moved 2.2%.
• Density rank: Beaver places 843rd among Iowa's places by people per square mile.
• Density vs Iowa: Beaver's 176 people per square mile compare with a state median of 672.
• Location: coordinates 42.0383, -94.1400 (US Census Bureau Gazetteer).
• Nearest larger cities: Grand Junction (5 mi); Ogden (6 mi); Rippey (8 mi); Boxholm (10 mi); Pilot Mound (10 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Berkley (6 mi); Dana (7 mi); Rinard (27 mi).
• Smaller neighbours: 6 places smaller than Beaver sit within 50 miles.
• Larger places within 100 miles: 487.

What Iowa law requires in Beaver

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Beaver is bound by the same rules.

The geography behind Beaver

Inside Beaver's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 176 people per square mile. The largest place in Iowa, Des Moines, lies about 42 miles away. Beaver has 137 larger places within a 50-mile radius. By land area it ranks 829th of 940 Iowa places.

A practical checklist for Beaver borrowers

Complete these steps first when you borrow in Beaver (44 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Beaver-specific: the same Iowa licensing and disclosure rules reach all 44 residents.

Getting a loan in Beaver

With about 176 residents per square mile, Beaver is lightly settled, and 137 larger Census places sit within 50 miles. Lenders licensed in Iowa reach Beaver's 44 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Grand Junction, IA about 5 miles away.

Beaver in state context

Within Iowa, Beaver holds roughly 0.0% of all residents, the 902nd-largest share among 940 places. Its 2020-to-2023 change ranks 683rd of 940 Iowa places, putting it near the 27th percentile for growth. Its roughly 176 residents per square mile place it 843rd among Iowa's places. In land area, Beaver ranks 829th among Iowa's 940 places.