Personal loans in Beasley, TX
From the 2020 Census base to the 2023 estimate, the population rose by about 14.0%. Two households in Beasley with comparable incomes can still be offered different rates; the city's 692 residents are not the reason.
About 692 people live in Beasley, placing it 905th of 1,224 Census places in Texas. The closest larger city is Rosenberg, TX about 7 miles away. State law, not city hall, decides what a lender may do to Beasley's roughly 692 residents, and a state regulator supervises it. Judge Beasley offers on total cost, not on how quickly the money arrives.
Borrowing in Beasley: the local picture
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 692 people, a figure that places Beasley 905th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 14.0%.
- People gained or lost: about 85 more since the 2020 base.
- Size percentile: roughly 26% of Texas places rank below Beasley.
- Land and density: 1.1 square miles of land carry roughly 652 residents per square mile.
- Land area: Beasley covers 1.1 square miles, the 985th-largest area among Texas's 1,224 places.
- Share of state population: Beasley's 692 residents are about 0.0% of Texas.
- National rank: Beasley is 11,833rd of 19,457 places nationwide.
- Growth in Texas: Beasley stands 151st by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Beasley moved 14.0%.
- Density in Texas: Beasley ranks 764th by people per square mile.
- Against the state median: Beasley runs about 652 residents per square mile, where the Texas median is 840.
- Location: coordinates 29.4949, -95.9157 (US Census Bureau Gazetteer).
- Nearest larger cities: Rosenberg (7 mi); Pleak (7 mi); Needville (8 mi); East Bernard (9 mi); Fairchilds (9 mi). Larger metros often have more branches, but online lenders reach Beasley on the same terms.
- Nearest smaller towns: Kendleton (7 mi); Orchard (8 mi); Simonton (13 mi).
- Within a 50-mile radius: 13 smaller Census places.
- At 100 miles: 140 larger Census places fall inside that radius.
Land, water and location for Beasley
Inside Beasley's boundaries lie about 1.1 square miles of land, with no significant water area recorded. With 692 residents, the land area yields roughly 652 people per square mile. For the state's biggest city, Houston, the distance is roughly 37 miles. Within 50 miles of Beasley there are 68 larger Census places. The 100-mile radius contains 140 larger places.
Inside a Beasley personal loan
In Beasley, a small community of about 692, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Beasley can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Beasley loan but raises total interest, so the smallest payment is not the cheapest loan.
A practical checklist for Beasley borrowers
Before you apply in Beasley, a community of about 692, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Texas regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Beasley as elsewhere in Texas, the written terms — not the advertisement — are what count for its 692 residents.
What is available to Beasley borrowers
With about 652 residents per square mile, Beasley is moderately settled, and 68 larger Census places sit within 50 miles. What is available to Beasley's 692 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Rosenberg, TX about 7 miles away.
The state rulebook for Beasley
This table holds the Texas rate and licensing rules for consumer loans made to Beasley's 692 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Kendleton, TX — population 352
- Rosenberg, TX — population 41,104
- Pleak, TX — population 1,123
- Orchard, TX — population 323
- Needville, TX — population 3,088
- East Bernard, TX — population 2,240
- Fairchilds, TX — population 1,000
- Weston Lakes, TX — population 4,338