Personal loans in Bear Grass, NC

Bear Grass by the numbers

Only a few things actually differ by place — population, area, location, and the North Carolina rules a lender must follow — and they are below.

• Population: an estimated 84 residents, 536th of 549 places in North Carolina (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.3% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: with 84 residents, Bear Grass is larger than about 2% of North Carolina's Census places.
• Population density: about 331 people per square mile (Census land area 0.3 sq mi).
• Land area rank: Bear Grass's 0.3 square miles rank 542nd of 549 places in North Carolina.
• Share of state population: Bear Grass's 84 residents are about 0.0% of North Carolina.
• National rank: Bear Grass is 18,411th of 19,457 places nationwide.
• Growth in North Carolina: Bear Grass stands 497th by percentage change from 2020 to 2023, among 549 places.
• Against the state trend: Bear Grass's 2.3% change compares with a North Carolina average of +2.9% across its 549 places.
• Density in North Carolina: Bear Grass ranks 436th by people per square mile.
• Density in context: Bear Grass's 331 people per square mile sit against a North Carolina median of 758.
• Location: mapped by the US Census Bureau at 35.7664, -77.1289.
• Nearest larger cities: Everetts (5 mi); Williamston (7 mi); Robersonville (8 mi); Parmele (11 mi); Hamilton (13 mi). Lenders licensed in the state serve Bear Grass whether or not they keep a local branch.
• Smaller towns nearby: Hassell (13 mi); Falkland (22 mi); Speed (23 mi).
• Smaller places within 50 miles: 6 of them.
• Within 100 miles: 235 places are larger than Bear Grass.

The Bear Grass borrowing checklist

Before you hand your details to a lender in Bear Grass, where the population is near 84:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's North Carolina licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Bear Grass-specific: the same North Carolina licensing and disclosure rules reach all 84 residents.

Where Bear Grass sits

The Census Gazetteer records about 0.3 square miles of land within Bear Grass, with no significant water area listed. With 84 residents, the land area yields roughly 331 people per square mile. Charlotte, the largest place in North Carolina, is about 212 miles from Bear Grass. Bear Grass has 86 larger places within a 50-mile radius. The 100-mile radius contains 235 larger places.

How a Bear Grass personal loan is priced

A Bear Grass personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 84 residents. The APR tracks your credit score rather than Bear Grass's rank of 536th in North Carolina: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Bear Grass decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Bear Grass

At roughly 331 people per square mile, Bear Grass is lightly settled; 86 larger places lie within 50 miles. What is available to Bear Grass's 84 borrowers is set by North Carolina licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Everetts, NC about 5 miles away.

Which North Carolina laws govern a loan in Bear Grass

Read the table as a lender's compliance picture for Bear Grass: the rule, the sourced figure, the publisher and the date.