Personal loans in Baskin, LA

The Census estimates 207 residents in Baskin, which ranks it 270th of 302 places in Louisiana. Population in Baskin dropped about 1.4% over the three years from 2020 to 2023. Personal loans in Baskin are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 207 population. State law, not city hall, decides what a lender may do to Baskin's roughly 207 residents, and a state regulator supervises it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Baskin's 207 residents are no exception. The nearest larger city is Mangham, LA about 4 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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The Baskin data picture

Most of what governs a Baskin loan is written in Louisiana law rather than in the city; the sourced notes below make that split concrete.

Population: 207 — Baskin ranks 270th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
Population trend: Lower by roughly 1.4% since the 2020 count.
Net change: roughly 3 fewer people than the 2020 Census counted.
Size percentile: Baskin's 207 people outrank roughly 11% of the places in Louisiana.
Population density: about 155 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
Land area rank: Baskin's 1.3 square miles rank 232nd of 302 places in Louisiana.
State population share: Baskin accounts for about 0.0% of everyone in Louisiana.
National rank: Baskin is 16,367th of 19,457 places nationwide.
Growth rank: Baskin ranks 88th among Louisiana's 302 places for the 2020-to-2023 change.
Versus Louisiana: the state average change is -2.1%, while Baskin moved 1.4%.
Density rank: Baskin is the 252nd most densely settled place in Louisiana.
Density in context: Baskin's 155 people per square mile sit against a Louisiana median of 534.
Location: 32.2591, -91.7473 (Census Gazetteer coordinates).
Nearest larger cities: Mangham (4 mi); Winnsboro (7 mi); Rayville (15 mi); Gilbert (15 mi); Wisner (20 mi). For most borrowers the comparison happens online, not at a branch.
Nearest smaller towns: Oak Ridge (25 mi); Pioneer (38 mi); Eros (41 mi) — useful context for the surrounding area.
Smaller places within 50 miles: 7 of them.
Larger places within 100 miles: 172.

How personal loans work in Baskin

In Baskin, a small community of about 207, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Baskin loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Baskin loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Louisiana laws govern a loan in Baskin

When Louisiana does not publish a figure, the row links to the source instead of inventing a number; Baskin is bound by the same rules.

Rule	Detail	Source
State lending regulator	Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."	Louisiana Office of Financial Institutions as of 2026-09-16
Payday lending status	Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less."	Louisiana Office of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office"	Louisiana Office of Financial Institutions as of 2026-09-16

Borrowing reach in Baskin

Baskin is a lightly settled community of about 207 people, with 38 larger places inside a 50-mile radius. Distance to a branch rarely matters for Baskin's 207 residents: the application is online and the price follows your credit file. The nearest larger city, Mangham, LA about 4 miles away.

Baskin: area, density and distance

Inside Baskin's boundaries lie about 1.3 square miles of land, with no significant water area recorded. Spread across it are roughly 155 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 186 miles away. A 50-mile radius around Baskin takes in 38 places that are larger. Within the same 50 miles lie 7 smaller Census places.

Baskin's place among Louisiana's 302 places

Against Louisiana's other places, Baskin accounts for about 0.0% of the state's population and ranks 270th of 302 by size. For population change between 2020 and 2023, Baskin ranks 88th of 302 in Louisiana (about the 71th percentile). By density, at about 155 people per square mile, it ranks 252nd in Louisiana. Between 2020 and 2023 the count changed by roughly 3 residents.

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Common questions

What are my options in Baskin if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Baskin is the same as anywhere in Louisiana.

What loan size can I expect in Baskin?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Baskin?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Baskin cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Mangham, LA — population 606
Winnsboro, LA — population 4,665
Rayville, LA — population 3,224
Gilbert, LA — population 439
Wisner, LA — population 748
Delhi, LA — population 2,550
Columbia, LA — population 268
Oak Ridge, LA — population 116