Personal loans in Barton Hills, MI

The 2020 count to the 2023 estimate shows about 3.4% growth in Barton Hills. The roughly 336 people who live in Barton Hills borrow under Michigan rules; city hall sets no personal-loan rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 336 people in Barton Hills, the 478th-largest figure among Michigan's 533 places. The next larger city is Ann Arbor, MI about 3 miles away. For the 336 people in Barton Hills, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Barton Hills loan.

Where Barton Hills stands

Most of what governs a Barton Hills loan is written in Michigan law rather than in the city; the sourced notes below make that split concrete.

How personal loans work in Barton Hills

With roughly 336 residents, Barton Hills is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Barton Hills lender to disclose the APR and finance charge before you sign. The term you choose in Barton Hills decides the split between a comfortable payment and the total interest you pay.

The state rulebook for Barton Hills

The rows below set out what a licensed lender must follow in Michigan, and so for Barton Hills's roughly 336 residents.

RuleDetailSource
State lending regulatorMichigan Department of Insurance and Financial Services (DIFS)
Source says: ""Department" means the department of insurance and financial services"
Michigan Legislature
as of 2026-09-16
Regulated lender interest/finance charge cap25% per annum (Credit Reform Act, MCL 445.1854(1))
Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum"
Michigan Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)7% per annum maximum by written agreement; 5% legal rate (MCL 438.31)
Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum"
Michigan Legislature
as of 2026-09-16

Lender access in Barton Hills

Barton Hills is a lightly settled community of about 336 people, with 153 larger places inside a 50-mile radius. A Michigan licence lets a lender serve Barton Hills without a local office, so branch density does not change what its 336 residents are offered. The nearest bigger place is Ann Arbor, MI about 3 miles away.

Barton Hills: area, density and distance

Barton Hills's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 413 people per square mile. The largest place in Michigan, Detroit, lies about 34 miles away. A 50-mile radius around Barton Hills takes in 153 places that are larger. Within the same 50 miles lie 4 smaller Census places.

Barton Hills's place among Michigan's 533 places

Against Michigan's other places, Barton Hills accounts for about 0.0% of the state's population and ranks 478th of 533 by size. On the 2020-to-2023 trend, Barton Hills stands 25th among Michigan's 533 places — roughly the 95th percentile. Its roughly 413 residents per square mile place it 468th among Michigan's places. In land area, Barton Hills ranks 473rd among Michigan's 533 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Barton Hills if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Barton Hills is the same as anywhere in Michigan.
What loan size can I expect in Barton Hills?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Barton Hills?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Barton Hills cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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