Personal loans in Barton Hills, MI
The 2020 count to the 2023 estimate shows about 3.4% growth in Barton Hills. The roughly 336 people who live in Barton Hills borrow under Michigan rules; city hall sets no personal-loan rate.
The Census counts 336 people in Barton Hills, the 478th-largest figure among Michigan's 533 places. The next larger city is Ann Arbor, MI about 3 miles away. For the 336 people in Barton Hills, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Barton Hills loan.
Where Barton Hills stands
Most of what governs a Barton Hills loan is written in Michigan law rather than in the city; the sourced notes below make that split concrete.
- Population: 336 — Barton Hills ranks 478th of 533 communities in Michigan (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 3.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 11 residents.
- Size percentile: bigger than about 10% of the places in Michigan, with 336 residents in Barton Hills.
- Density: roughly 413 residents per square mile, spread over 0.8 sq mi of land.
- Land area rank: Barton Hills's 0.8 square miles rank 473rd of 533 places in Michigan.
- Within Michigan: about 0.0% of the state's population lives in Barton Hills.
- National rank: Barton Hills sits 14,727th by population among the 19,457 places in this dataset.
- Growth rank: Barton Hills ranks 25th among Michigan's 533 places for the 2020-to-2023 change.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Barton Hills's 3.4%.
- Density rank: Barton Hills places 468th among Michigan's places by people per square mile.
- Density vs Michigan: Barton Hills's 413 people per square mile compare with a state median of 1,078.
- Location: 42.3170, -83.7557 (US Census Bureau Gazetteer).
- Nearest larger cities: Ann Arbor (3 mi); Dexter (6 mi); Ypsilanti (9 mi); Saline (10 mi); South Lyon (11 mi). Online lenders reach Barton Hills no matter how far the nearest branch is.
- Nearest smaller places: Lake Angelus (34 mi); Clayton (40 mi); Berkey (42 mi).
- Smaller places within 50 miles: 4 of them.
- At 100 miles: 406 larger Census places fall inside that radius.
How personal loans work in Barton Hills
With roughly 336 residents, Barton Hills is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Barton Hills lender to disclose the APR and finance charge before you sign. The term you choose in Barton Hills decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Barton Hills
The rows below set out what a licensed lender must follow in Michigan, and so for Barton Hills's roughly 336 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
Lender access in Barton Hills
Barton Hills is a lightly settled community of about 336 people, with 153 larger places inside a 50-mile radius. A Michigan licence lets a lender serve Barton Hills without a local office, so branch density does not change what its 336 residents are offered. The nearest bigger place is Ann Arbor, MI about 3 miles away.
Barton Hills: area, density and distance
Barton Hills's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 413 people per square mile. The largest place in Michigan, Detroit, lies about 34 miles away. A 50-mile radius around Barton Hills takes in 153 places that are larger. Within the same 50 miles lie 4 smaller Census places.
Barton Hills's place among Michigan's 533 places
Against Michigan's other places, Barton Hills accounts for about 0.0% of the state's population and ranks 478th of 533 by size. On the 2020-to-2023 trend, Barton Hills stands 25th among Michigan's 533 places — roughly the 95th percentile. Its roughly 413 residents per square mile place it 468th among Michigan's places. In land area, Barton Hills ranks 473rd among Michigan's 533 places.
Common questions
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Nearby places
- Ann Arbor, MI — population 119,381
- Dexter, MI — population 4,509
- Saline, MI — population 9,006
- Ypsilanti, MI — population 19,393
- South Lyon, MI — population 11,941
- Brighton, MI — population 7,958
- Pinckney, MI — population 2,353
- Milan, MI — population 6,009