Personal loans in Bartlett, TN
The 2020 count to the 2023 estimate shows about 3.0% decline in Bartlett. With roughly 56,030 residents, Bartlett is a mid-sized city, and the lending rules its borrowers live under are written in Tennessee, not by the city. About 56,030 people live in Bartlett, placing it 13th of 344 Census places in Tennessee. The next larger city is Memphis, TN about 12 miles away. For the 56,030 people in Bartlett, Tennessee runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Bartlett's 56,030 residents.
Bartlett by the numbers
Set out below is Bartlett's local context next to the state-level rules that reach every lender here.
- Population: 56,030 residents; Bartlett is the 13th-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: Down about 3.0% from the 2020 Census base to the 2023 estimate.
- Absolute change: 1,762 residents lost between 2020 and 2023.
- Size percentile: bigger than about 96% of the places in Tennessee, with 56,030 residents in Bartlett.
- Population density: 1,735 people per square mile on 32.3 square miles of land.
- Land area rank: Bartlett's 32.3 square miles rank 21st of 344 places in Tennessee.
- Water area: Bartlett has 0.01 square miles of water, ranking 110th of 344 places in Tennessee.
- State share: roughly 1.6% of Tennessee's residents live in Bartlett (56,030 people).
- Nationally: Bartlett is the 711th-largest of 19,457 Census places in the dataset.
- Growth rank: Bartlett's 2020-to-2023 change ranks 329th of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Bartlett moved 3.0%.
- Density rank: Bartlett is the 14th most densely settled place in Tennessee.
- Density vs Tennessee: Bartlett's 1,735 people per square mile compare with a state median of 553.
- Location: it lies at 35.2342, -89.8203 in the Census Gazetteer.
- Nearest larger cities: Memphis (12 mi); Southaven (21 mi); Jackson (63 mi); Jonesboro (63 mi). Larger metros often have more branches, but online lenders reach Bartlett on the same terms.
- Smaller communities within reach: Lakeland (6 mi); Millington (8 mi); Arlington (9 mi).
- Smaller neighbours: 79 places smaller than Bartlett sit within 50 miles.
- At 100 miles: 4 larger Census places fall inside that radius.
Lender access in Bartlett
Bartlett is a moderately settled community of about 56,030 people, with 2 larger places inside a 50-mile radius. What is available to Bartlett's 56,030 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest larger city, Memphis, TN about 12 miles away.
Inside a Bartlett personal loan
Most loans made to Bartlett's 56,030 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Bartlett can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bartlett loan but raises total interest, so the smallest payment is not the cheapest loan.
Land, water and location for Bartlett
Bartlett covers about 32.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,735 people per square mile. The largest place in Tennessee, Memphis, lies about 12 miles away. A 50-mile radius around Bartlett takes in 2 places that are larger. By land area it ranks 21st of 344 Tennessee places.
Bartlett against the rest of Tennessee
Set beside Tennessee's 344 places, Bartlett ranks 13th by population and holds about 1.6% of the state total. On the 2020-to-2023 trend, Bartlett stands 329th among Tennessee's 344 places — roughly the 4th percentile. By density, at about 1,735 people per square mile, it ranks 14th in Tennessee. The population moved by about 1,762 people between 2020 and 2023, a 3.0% shift.
Which Tennessee laws govern a loan in Bartlett
Read the table as a lender's compliance picture for Bartlett: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Common questions
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Nearby places
- Lakeland, TN — population 14,147
- Millington, TN — population 11,467
- Germantown, TN — population 40,267
- Arlington, TN — population 15,305
- Memphis, TN — population 618,639
- Atoka, TN — population 10,593
- Munford, TN — population 6,751
- Collierville, TN — population 51,317