Personal loans in Balfour, ND

By population, Balfour sits at 336th in North Dakota, with an estimated 15 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Balfour's 15 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Balfour's 15 residents. The closest larger place is Drake, ND about 8 miles away.

Local context for Balfour

The figures below are Balfour's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: about 15, ranked 336th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 6.2% between 2020 and 2023.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: Balfour sits ahead of around 5% of North Dakota places, at 15 people.
• Population density: about 27 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Balfour covers 0.6 square miles, the 175th-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.0% of the state's population lives in Balfour.
• National rank: Balfour sits 19,384th by population among the 19,457 places in this dataset.
• Growth rank: Balfour's 2020-to-2023 change ranks 344th of 355 places in North Dakota.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Balfour's 6.2%.
• Density in North Dakota: Balfour ranks 343rd by people per square mile.
• Density vs North Dakota: Balfour's 27 people per square mile compare with a state median of 352.
• Location: it lies at 47.9509, -100.5343 in the Census Gazetteer.
• Nearest larger cities: Drake (8 mi); Butte (10 mi); Karlsruhe (10 mi); Anamoose (14 mi); Voltaire (15 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Kief (6 mi); Bergen (9 mi); Ruso (20 mi), each with its own Census population profile.
• Within a 50-mile radius: 4 smaller Census places.
• Within 100 miles: 126 places are larger than Balfour.

The state rulebook for Balfour

Read the table as a lender's compliance picture for Balfour: the rule, the sourced figure, the publisher and the date.

How personal loans work in Balfour

With roughly 15 residents, Balfour is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Balfour loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Balfour loan but raises total interest, so the smallest payment is not the cheapest loan.

The Balfour borrowing checklist

For Balfour's roughly 15 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the North Dakota regulator's licence list.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Balfour-specific: the same North Dakota licensing and disclosure rules reach all 15 residents.

Getting a loan in Balfour

Balfour is sparsely settled, with about 27 people per square mile and 35 larger places within 50 miles. Distance to a branch rarely matters for Balfour's 15 residents: the application is online and the price follows your credit file. The nearest larger city, Drake, ND about 8 miles away.

Balfour in state context

Set beside North Dakota's 355 places, Balfour ranks 336th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Balfour ranks 344th of 355 in North Dakota (about the 3th percentile). By density, at about 27 people per square mile, it ranks 343rd in North Dakota. The population moved by about 1 people between 2020 and 2023, a 6.2% shift.