Personal loans in Azle, TX
If you are weighing a personal loan in Azle, start from the payment you can carry; its 14,562 residents face the same statewide rules. Azle ranks 196th of 1,224 places in Texas, with a population near 14,562.
Census figures put the 2020-to-2023 increase in Azle at about 9.0%. Work out your debt-to-income ratio first; lenders weigh it heavily, and Azle's 14,562 residents are no exception. For a bigger market, look to Saginaw, TX about 10 miles away. Every figure below is Texas's own, applied to Azle's 14,562 residents, with the publisher and retrieval date attached.
Where Azle stands
Set out below is Azle's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 14,562, 196th among Texas's 1,224 places (Vintage 2023).
- Population trend: Growth of about 9.0% across the 2020-to-2023 comparison.
- Absolute change: 1,200 residents added between 2020 and 2023.
- Size percentile: Azle's 14,562 people outrank roughly 84% of the places in Texas.
- Population density: 1,654 people per square mile on 8.8 square miles of land.
- By land area: Azle ranks 245th among Texas's 1,224 places, at 8.8 sq mi.
- Water area: Azle has 0.02 square miles of water, ranking 471st of 1,224 places in Texas.
- State share: roughly 0.1% of Texas's residents live in Azle (14,562 people).
- Nationally: Azle is the 2,408th-largest of 19,457 Census places in the dataset.
- Growth rank: Azle's 2020-to-2023 change ranks 261st of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Azle's 9.0%.
- Density in Texas: Azle ranks 245th by people per square mile.
- Density vs Texas: Azle's 1,654 people per square mile compare with a state median of 840.
- Location: 32.8955 / -97.5392, per the US Census Bureau Gazetteer.
- Nearest larger cities: Saginaw (10 mi); White Settlement (11 mi); Fort Worth (14 mi); Benbrook (16 mi); Haltom City (16 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Pelican Bay (2 mi); Sanctuary (3 mi); Reno (4 mi), each with its own Census population profile.
- Smaller places within 50 miles: 93 of them.
- Within 100 miles: 77 places are larger than Azle.
Inside a Azle personal loan
Azle is a small town of about 14,562 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Azle. Shortening the term on a Azle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Azle sits
Azle's land area is about 8.8 square miles; a further 0.02 square miles is water. Spread across it are roughly 1,654 residents per square mile. The state's population centre of gravity, Houston, is roughly 250 miles away. Counting outward 50 miles, 46 larger communities surround Azle. By land area it ranks 245th of 1,224 Texas places.
The state rulebook for Azle
The rows below set out what a licensed lender must follow in Texas, and so for Azle's roughly 14,562 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Azle's place among Texas's 1,224 places
Within Texas, Azle holds roughly 0.1% of all residents, the 196th-largest share among 1,224 places. On the 2020-to-2023 trend, Azle stands 261st among Texas's 1,224 places — roughly the 79th percentile. Its roughly 1,654 residents per square mile place it 245th among Texas's places. Between 2020 and 2023 the count changed by roughly 1,200 residents.
Getting a loan in Azle
Azle is moderately settled, with about 1,654 people per square mile and 46 larger places within 50 miles. Whether Azle has a local branch or not, a Texas-licensed lender can serve its 14,562 people online on the same terms. The nearest bigger place is Saginaw, TX about 10 miles away.
Common questions
What are my options in Azle if my credit is poor?
What loan size can I expect in Azle?
Do I have to pledge anything to borrow in Azle?
Does comparing loans in Azle cost me credit score points?
Nearby places
- Pelican Bay, TX — population 2,571
- Sanctuary, TX — population 369
- Reno, TX — population 3,489
- Lakeside, TX — population 1,597
- Newark, TX — population 1,233
- Lake Worth, TX — population 4,616
- Springtown, TX — population 4,181
- White Settlement, TX — population 18,005